Home Equity Loans and Lines of Credit

Use the equity in your home to build a better future for you and your family. Borrow against the equity you’ve built in your house to build your dream home. Finance home improvements, college tuition for yourself or a family member, consolidate debt or even use your equity to buy a car or RV.

  • Two Options: fixed-rate home equity loan* or variable home equity line of credit (HELOC)*

  • Generous Term Options: 10 or 20 year loan terms and 20 year line of credit terms: 10 Year draw period and 10 year repayment period

  • Line of Credit: Access to your money whenever you need it.

  • Low Variable Rate: As you access funds, the current variable HELOC rate is applied.

  • Low Fixed Rate: Take your funds all at once to take advantage of our low fixed rate Home Equity Loans.

  • Flexible Payment Options: You can pay interest only or 1% of the outstanding balance on HELOCs or one low monthly fixed payment on Home Equity Loans.

  • Potential Tax Advantages: Consult your tax advisor about tax benefits.³

  • Borrow up to 80% Loan to Value

  • Quick approval turnaround timeframe


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Home Ownership Counseling Agencies

HUD Ownership Counseling Link

*Certain conditions and restrictions may apply. You should consult a tax advisor regarding the deductibility of interest and charges for the line of credit. Click here for full rate disclosures.

Partner Colorado is an Equal Opportunity Lender.