Loan Rates

Effective: 07/24/2017

Vehicle Loans
Type of Loan Best Rate APR Min/Max Term
Auto 3.24% 0-84 Months
Limited/No Credit Auto Loan
Certain Restrictions Apply. $15,000.00 Max Loan Amount.
11.00% 0-60 Months
Motorcycles 4.24% 0-72 Months
Motor Homes/RV's 4.24% 0-60 Months
Non-Titled/Miscellaneous 6.00% 0-84 Months
Signature Loans
Type of Loan Best Rate APR Min/Max Term
Signature Loan 13.50% 0-36 Months
Signature Line of Credit  10.74%
Line of Credit
Credit Builder—Signature Line of Credit 11.74%
Line of Credit
Business Signature Line of Credit 8.74%
Line of Credit
Tuition Reimbursement Loan 7.00% 0-90 Months
Credit Cards
Type of Loan Best Rate APR Min/Max Term
Credit Cards 9.74% Line of Credit
Secured Credit Cards
Min $1000.00 funds must be seasoned
8.25% Line of Credit
Credit Builder—Secured Credit Card 9.25% Line of Credit
Business Credit Cards 11.74% Line of Credit
Share Secured Loan/LOC
Type of Loan Best Rate APR Min/Max Term
Share Secured Loan or Line of Credit (LOC) 3.00% above current Dividend Rate 0-36/Line of Credit             
Checking Overdraft LOC
Type of Loan Best Rate APR Min/Max Term
Share Secured Loan/LOC 18.00% Line of Credit
Home Equity Line of Credit
Best Rate APR Min/Max Term
4.49% Variable 0-20 Years; 10 Year Draw Period - 10 Year Repayment
Home Equity Loan
Best Rate APR Min/Max Term
4.25% Fixed 0-20 Years
4.79% Fixed (1st Lien Position ONLY) 0-20 Years
Loan Disclosures
APR Annual Percentage Rate
Prime Rate 4.25% Annual Percentage Rate (APR)
Credit Score Information Your less favorable rate is based upon the information contained in your credit report. A free copy of your credit report may be obtained from Experian at 1-800-682-7654. Consumer address to purchase credit report: Experian/NCAC, 701 Experian Parkway, P.O. Box 2104, Allen, TX 75013-0919
Line of Credit A line of credit is a pre-established amount of credit extended to a borrower by a lender that the borrower can draw against as needed. Additional rules and guidelines may apply.
Real Estate
First Mortgages: Your credit union offers a variety of first mortgages to fit your particular situation: See a Partner Colorado Credit Union Representative for the most current rates.
  • Fixed Rate Options – 30 year or 15 year
  • Adjustable Rate Options – 3/1 or 5/1
  • Refinances or Purchases
  • Low Closing Costs
Miscellaneous All rates displayed are Annual Percentage Rate (APR). These are accurate and effective for the date indicated at the top of the page. All loans are subject to credit approval. If you have any questions or require current rate information on your accounts, please call the Credit Union at (303)422-6221 or (800)367-2474. Rates are subject to change until loans are closed.