First Mortgage Loans

Turn Lemons into Lemonade

The pandemic has certainly taken its toll on the economy, but one bright side is that mortgage rates are at an all-time low. With today's low rates, you may be wondering if it's a good idea to refinance your home loan.Here are some benefits to consider:

  • Lower your rate—Reducing your rate by 1% or more can have a huge impact on your monthly cash flow.
  • Reduce the term—Shorten the length of your loan while keeping a comparable monthly payment.
  • Escape Private Mortgage Insurance (PMI)—Boost your loan-to-value (LTV) eliminating the need for PMI.
  • Refinance calculator—Use our mortgage calculators to see if refinancing makes sense for you.

Contact us to learn more about our home loans or apply online.

Certain conditions and restrictions may apply. All applicants must qualify through normal underwriting guidelines, in addition to credit and income qualifications.