Helping Hand No-Closing Cost HELOC

Let us Give You a Helping Hand!

If you're a homeowner with credit card debt, our No-Closing Cost Home Equity Line of Credit (HELOC)1 offers the perfect solution for reducing expenses and simplifying monthly bills.

We make climbing out of debt easy:

  • Choose a fixed-rate HELOC and lock in your rate for the life of the loan.2 
  • Or choose a lower variable-rate HELOC.Both offer big savings over current credit card rates.
  • No closing costs or annual fees
  • Borrow up to 90% of your home's value
  • One convenient monthly bill

Get on top of your finances with our NO-Closing-Cost HELOC.

Apply now online or call 303.422.6221

1No closing costs in most cases. An upfront appraisal fee of $450.00 may be required at member expense on loans greater than $75,000.00 or loan-to-value exceeding 70.00%. Refinancing a present loan held by Partner Colorado Credit Union is excluded from this offer. Offer and rates may change at any time without notice. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required.

2Fixed rates are as low as 6.24% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of five years, after which any existing balance must be paid in full within the following 10 years.

3Variable-rate loans are as low as 4.99% APR and are based on an evaluation of credit history, CLTV ratio, loan amount and occupancy, so your rate may differ. The plan has a maximum APR of 18.00%. Members with a variable-rate HELOC may borrow against their available credit line for a period of 10 years, after which any existing balance must be paid in full within the following 10 years.