Whether you’re dreaming of remodeling your home, funding education or taking that island vacation, our No Closing Cost Home Equity Line of Credit (HELOC)1 offers a smart, way to pay for life’s expenses.
Find happiness with these great benefits:
- Choose a fixed-rate HELOC and lock in your rate for the life of the loan.2
- Or choose a lower variable-rate3 HELOC. Both offer great rates.
- Borrow up to 90% of your home’s value.
Happiness is...Dreaming. Doing. Done.
1No closing costs in most cases. An upfront appraisal fee of $450.00 may be required at member expense on loans greater than $75,000.00 or loan-to-value exceeding 70.00%. Refinancing a present loan held by Partner Colorado Credit Union is excluded from this offer. Offer and rates may change at any time without notice. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required.
2Fixed rates are as low as 6.74% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of five years, after which any existing balance must be paid in full within the following 10 years.
3Variable-rate loans are as low as 5.74% APR and are based on an evaluation of credit history, CLTV ratio, loan amount and occupancy, so your rate may differ. The plan has a maximum APR of 18.00%. Members with a variable-rate HELOC may borrow against their available credit line for a period of 10 years, after which any existing balance must be paid in full within the following 10 years.