No Closing Cost HELOC

Whether you’re dreaming of remodeling your home, funding education or taking that island vacation, our No Closing Cost Home Equity Line of Credit (HELOC)1 offers a smart, way to pay for life’s expenses.

Find happiness with these great benefits:

  • Choose a fixed-rate HELOC and lock in your rate for the life of the loan.2
  • Or choose a lower variable-rate3  HELOC. Both offer great rates.
  • Borrow up to 90% of your home’s value.

Home Equity Line of Credit Image with Rate

 

 

 

 

 

 

Happiness is...Dreaming. Doing. Done.

 

Call 303.422.6221 or apply now.

1No closing costs in most cases. An upfront appraisal fee of $450.00 may be required at member expense on loans greater than $75,000.00 or loan-to-value exceeding 70.00%. Refinancing a present loan held by Partner Colorado Credit Union is excluded from this offer. Offer and rates may change at any time without notice. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required.

2Fixed rates are as low as 6.74% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of five years, after which any existing balance must be paid in full within the following 10 years.

3Variable-rate loans are as low as 5.74% APR and are based on an evaluation of credit history, CLTV ratio, loan amount and occupancy, so your rate may differ. The plan has a maximum APR of 18.00%. Members with a variable-rate HELOC may borrow against their available credit line for a period of 10 years, after which any existing balance must be paid in full within the following 10 years.