Receive $100 cash back1 for every $20,000 in your line of credit (up to $300 cash back on a HELOC of $60,000 or more). Use the cash back to spruce up your home, host a holiday dinner or travel to loved ones.
Happiness is...a picture perfect holiday with $300 CASH BACK!
Whatever you choose, savings are in the picture.
- Select a fixed-rate HELOC. Lock in your rate for the life of the loan.2
- Or, opt for a lower variable-rate HELOC. Both offer big savings over current credit card rates.3
- Borrow up to 90% of your home's value.
- No closing costs.4
Make the holidays even happier. No Closing Costs and up to $300 Cash Back!
1Offer is $100.00 cash back for every new HELOC with a credit limit between $20,000.00-$39,999.99; $200.00 cash back for every new HELOC with a credit limit between $40,000.00-$59,999.99 and $300.00 cash back for a new HELOC with a credit limit of $60,000.00 or more. Member must apply between 8/1/19- 10/31/19 to be eligible for cash back. Not applicable on existing Partner Colorado HELOCs. Cash back will be deposited into the member’s savings account within 10 days after loan closing.
2Fixed rates are as low as 6.74% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of five years, after which any existing balance must be paid in full within the following 10 years.
3Variable-rate loans are as low as 5.49% APR and are based on an evaluation of credit history, CLTV ratio, loan amount and occupancy, so your rate may differ. The plan has a maximum APR of 18.00%. Members with a variable-rate HELOC may borrow against their available credit line for a period of 10 years, after which any existing balance must be paid in full within the following 10 years.
4No closing costs in most cases. An upfront appraisal fee of $450.00 may be required at member expense on loans greater than $75,000.00 or loan-to-value exceeding 70.00%. Refinancing a present loan held by Partner Colorado Credit Union is excluded from this offer. Offer and rates may change at any time without notice. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required.