No-Closing-Cost HELOC

Cozy Up to Our No-Closing-Cost HELOC

Create a comfy new space, pay for college expenses or secure funds for a rainy day with our Home Equity Line of Credit (HELOC).

Rates are at all-time lows, making now a terrific time to tap into your home's equity and enjoy:

  • A fixed-rate as low as 5.49% APR1
  • Or a variable-rate as low as 4.24% APR2
  • No payments for 60 days
  • Plus, no closing costs or annual fees3
  • And you can borrow up to 90% of your home’s value4

Use our calculators to determine your home's equity, your payment and more. 

Apply online or call 303.422.6221

APR = Annual Percentage Rate.

1Fixed rates are as low as 5.49% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of five years, after which any existing balance must be paid in full within the following 10 years.

2Variable-rate loans are as low as 4.24% APR and are based on an evaluation of credit history, CLTV ratio, loan amount and occupancy, so your rate may differ. The plan has a maximum APR of 18.00%. Members with a variable-rate HELOC may borrow against their available credit line for a period of 10 years, after which any existing balance must be paid in full within the following 10 years.

3No closing costs in most cases. An upfront appraisal fee of $450.00 may be required at member expense on loans greater than $75,000.00 or loan-to-value exceeding 70.00%. Refinancing a present loan held by Partner Colorado Credit Union is excluded from this offer. Offer and rates may change at any time without notice. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required.

4Certain restrictions apply.