No-Closing-Cost HELOC

Use Your HELOC for a Little Summer Fun!

Start summer fun off right and use your HELOC to buy an RV or to spruce up your outdoor space. Rates are at all-time lows making now the perfect time to tap into your equity. Whatever you need...make it happen with our Home Equity Line of Credit (HELOC)¹ with no closing costs, flexible terms and low rates.

Choose a HELOC that's right for you:

  • Choose a fixed-rate HELOC, with rates as low as 5.49% APR and lock in your rate for the life of the loan.2
  • Or a lower variable-rate HELOC, rates as low as 4.24% APR.3
  • No closing costs or annual fees.
  • Borrow up to 90% of your home’s value.
  • One convenient monthly bill.
Plus, make no payments for 60 days!

Apply online or call 303.422.6221

APR = Annual Percentage Rate.

1No closing costs in most cases. An upfront appraisal fee of $450.00 may be required at member expense on loans greater than $75,000.00 or loan-to-value exceeding 70.00%. Refinancing a present loan held by Partner Colorado Credit Union is excluded from this offer. Offer and rates may change at any time without notice. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required.

2Fixed rates are as low as 5.49% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of five years, after which any existing balance must be paid in full within the following 10 years.

3Variable-rate loans are as low as 4.24% APR and are based on an evaluation of credit history, CLTV ratio, loan amount and occupancy, so your rate may differ. The plan has a maximum APR of 18.00%. Members with a variable-rate HELOC may borrow against their available credit line for a period of 10 years, after which any existing balance must be paid in full within the following 10 years.