Picking the Right Color Can be Hard.
Getting a No-Closing Cost HELOC for Home Improvement? Piece of cake.
If you're considering a home refresh this summer, our Home Equity Line of Credit (HELOC) can make your dreams a reality with no closing costs, flexible terms and low rates. Rates are at all-time lows making now the perfect time to tap into your equity.
Choose a HELOC that's right for you:
- Choose a fixed-rate HELOC, with rates as low as 5.49% APR and lock in your rate for the life of the loan.2
- Or a lower variable-rate HELOC, rates as low as 4.24% APR.3
- No closing costs or annual fees.
- Borrow up to 90% of your home’s value.
- One convenient monthly bill.
Use our calculators to determine your home's equity, your payment and more.
Plus, make no payments for 60 days!
Apply online or call 303.422.6221
APR = Annual Percentage Rate.
1No closing costs in most cases. An upfront appraisal fee of $450.00 may be required at member expense on loans greater than $75,000.00 or loan-to-value exceeding 70.00%. Refinancing a present loan held by Partner Colorado Credit Union is excluded from this offer. Offer and rates may change at any time without notice. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required.
2Fixed rates are as low as 5.49% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of five years, after which any existing balance must be paid in full within the following 10 years.
3Variable-rate loans are as low as 4.24% APR and are based on an evaluation of credit history, CLTV ratio, loan amount and occupancy, so your rate may differ. The plan has a maximum APR of 18.00%. Members with a variable-rate HELOC may borrow against their available credit line for a period of 10 years, after which any existing balance must be paid in full within the following 10 years.