Get the Space You Crave With a HELOC

Create a space of your own with a No-Closing Cost Home Equity Line of Credit (HELOC)

Our No-Closing Cost HELOC is a great way to pay for that she-shed or man-cave, RV or backyard oasis. Handle it all with a Partner Colorado HELOC, rates are at all-time lows, making now a terrific time to tap into your home's equity and enjoy:

  • An introductory rate of 3.99% APR1 for 12 months. After 12 months, the rate will revert to the current FIXED rate.
  • A FIXED rate for the life of the loan; rates as low as 5.49% APR1
  • Or a choose a low variable rate—currently just 4.24% APR2
  • Borrow up to 90% loan-to-value2
  • No closing costs or annual fees3

Use our calculators to determine your home's equity, your payment and more. 

Apply online or call 303.422.6221

APR = Annual Percentage Rate.

1The12-month introductory rate begins on the date the loan is funded. Introductory rate will revert to the current fixed rate at the end of the 12-month introductory period. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required. Rates are as low as 5.49% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of 5 years, after which any existing balance must be paid in full within the following 10 years.

2Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required. Variable-rate loans are as low as 4.24% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. The plan has a maximum APR of 18%. Members with a variable-rate Home Equity Line of Credit may borrow against their available credit line for a period of 10 years, after which any existing balance must be paid in full within the following 10 years.

3Certain conditions and restrictions may apply. No closing costs in most cases. An upfront appraisal fee of $450 may be required at member expense on loans greater than $75,000 or loan-to-value exceeding 70%.