Fall Shopping on a Budget

fall-colored trees

If you’re a parent, you may be feeling a sigh of relief because the back-to-school shopping season is behind you. While your child may be outfitted for the new school year, you might need some warmer autumn clothing for yourself.

If the dollar signs dancing before your eyes are starting to look frighteningly large, you can relax! We’re here to help you navigate this potentially expensive task and show you creative ways to save as you bundle up your family for the fall and winter seasons. Read on for six timely money-saving tips for fall shopping.

Layer up 

Don’t pack your summer clothing yet. Save tank tops and summer vests for layering up in colder weather. You can also stick a long-sleeved T-shirt under a dress and add leggings and boots to make it warmer.

Take inventory

Take stock of your closets before hitting the mall. You may not realize what you’ve saved from last year’s winter until you look. Take an inventory of what each family member has and what they still need and write it down.

Shop the sales

Take advantage of fall’s many holidays—and their sales! There’s Columbus Day, Veterans Day, and of course, Black Friday. It’s often worth waiting for the next holiday to buy what you need.

Shop online without paying shipping

Online shopping can be significantly cheaper than retail stores—until you need to tack on $6.99 for shipping. Beat the system by looking for free shipping on sites before making a purchase. You can also take advantage of free in-store pickup from many retailers.

Time it right

There’s a season for every purchase. If you wait until a specific item goes on sale, you’ll save big. For instance, jeans always get marked down in October and last winter’s boots show up on sales racks at the end of September. Also, winter coats go on sale as soon as Christmas is over. If your old coat is in good condition but you’d like a more updated look, consider making do with it for now, and buying a new one when they go on sale.

Shop the overstock

Stores that specialize in deeply discounted merchandise, like DSW and Marshalls, can be a terrific source for name brand clothing at generic prices. These stores are especially beneficial for stocking up on basics. 

Don’t break the budget this fall. With a bit of planning and strategic shopping, you can outfit your family for warmer weather. Check out our free online budgeting tool, My Financial Partnerto set up a fall budget and track your spending.