Firtst-Time Homeowners

How Much Should You Save Before Buying a House?

keys being held in front of house

Buying a home is one of the biggest purchases most of us will ever make. Saving enough money to buy a house can feel like an overwhelming goal. However, if you put a savings plan in place, you can take steps towards putting money away for a down payment on a new home. Determining how much you’ll need for a down payment is the first step. Here’s how you can figure out what your home savings goal should be.

Common Mortgage Myths

family sitting on front porch

Finding the right mortgage can seem overwhelming to a first-time home buyer or even a current homeowner who hasn’t gone through the process for many years. When it comes to getting a mortgage, there are misconceptions about the process that may discourage a home buyer. Here are four common mortgage myths and why you shouldn’t worry so much about them.

Should You Buy a House During the Holidays?

home decorated for holidays

If you’re currently in the market for a new home, you may be wondering if you should wait until after the holidays to buy. While spring and summer tend to see the bulk of home sales, it doesn’t mean they’re the best times to buy a house. Take a minute to explore the pros and cons of buying a house around the holidays.

Why Do Mortgage Lenders Need So Much Information?

man getting paperwork ready for his mortgage lender

If you’re in the process of applying for a mortgage, you may be asking yourself—why does my mortgage lender need to know so much about me? 

Extensive research into the financial, personal and credit history of home loan applicants is standard. Every home lender will request similar information for processing the loan. However, you may still be wondering why lenders are so nosy? 

Mistakes First-Time Homeowners Make

Avoid these common first-time homeowners mistakes.

Are you a renter thinking about buying your first house? Making the decision to buy your first home is a big step on your path towards financial success, but the whole process can seem daunting. You may have watched friends or family members make mistakes when buying a house and want to make sure the same doesn’t happen to you. Here are some of the most common mistakes first-time homeowners make and how to avoid them.