Saving money ahead of time can help make your new vehicle purchase more affordable. With the money you save, making a down payment will reduce the total amount you’ll need to borrow. You’ll also have a lower monthly auto loan payment, and you’ll spend less on interest over the life of the loan. Here are a few easy steps you can take to save up money for a down payment on your new car.
Talking finances with your partner may not be your idea of a romantic moment, but communicating openly about how to manage your money is a crucial part of having an honest and trusting relationship. People can get defensive when discussing how to spend money. How can two partners have a calm, productive discussion about money? Here are six tips we’ve put together to help guide you in this important conversation.
Controlling where your money goes can often times feel overwhelming. And with inflation on the rise, the price of everything, from groceries to gas, seems to be getting higher and higher. While you can’t control the price of things sold in stores, you can have control over your money by following these four steps of strategic buying. Here’s how it works and how you can take back control of your money.
Budgets play a crucial role in creating financial awareness, which then helps you make more responsible choices with your money. Creating a budget will benefit you as an individual, as well as everyone who’s in your household. Let’s start by taking a look at how to create a budget and then review some popular budgeting systems and how they work.
Sports activities help kids develop important life skills. Playing sports gives kids the change to grow healthy and strong, while also teaching the importance of sportsmanship and knowing how to work with a team. While having your child participate in youth sports is beneficial, it can also be expensive. Between uniforms, travel expenses, participation fees and equipment, costs can add up quickly.
If you’re like most people, you likely start each year with a list of resolutions to help improve various aspects of your life. The list may include resolutions to help you become more physically fit, further your career growth and improve your personal relationships. Another category of resolutions you may make centers on those that affect your finances.
As 2021 draws to a close and we get ready for 2022, take a moment to go through this year-end financial checklist for ensuring your finances are in order before the start of the New Year.
These days with inflation, it feels like you almost need to take out a second mortgage just to fill up on gas and restock the pantry. What everyone wants to know is, are these inflated prices here to stay? According to the most recent report by the Bureau of Labor Statistics, U.S. inflation is currently running at a 13-year high of 5.4% — and it’s showing no signs of slowing down. Here’s what you need to know about the current state of the U.S. economy and what you can likely expect in the coming months.
With mask mandates and occupancy limits easing, millions of Americans are looking forward to a summer getaway with more excitement than usual. Entertainment venues are opening, attractions are up and running again and for some, it’s been two years since they’ve enjoyed a real summer vacation.
Readjusting to normal life as pandemic restrictions are lifted and businesses reopen across the country will mean more than just getting used to wearing real pants again and working without your cat on your lap. You’ll also need to consider your finances. How has your overall money management changed during the pandemic? Have you dipped into your savings? Have you been letting your retirement accounts slide? Or, maybe you’ve been waiting for the chance to hit your favorite stores again, and you can’t wait to splurge after a 15-month financial fast.