mortgage

Extra Costs to Consider When Owning a Home

couple outside new house

When making the move from renter to homeowner, it’s easy to think your monthly mortgage payment will be the only big cost you’ll need to be concerned about. Many first-time homeowners make this mistake, and then discover all the additional costs after buying their home. However, this common mistake can be avoided. Here are some extra costs that should be included when you’re establishing a monthly housing budget.

How to Sell Your House Quickly

kitchen

Selling your home can be a stressful process, especially if you’re counting on the proceeds of the sale to help make a down payment on a new home. If you’re looking to sell your home, you’ll likely want to see that sale happen as quickly as possible. After all, it isn’t easy to be paying two mortgages at once. Here are 12 helpful tricks to get your home into the hands of its new owners as fast as possible.

Common Mortgage Myths

family sitting on front porch

Finding the right mortgage can seem overwhelming to a first-time home buyer or even a current homeowner who hasn’t gone through the process for many years. When it comes to getting a mortgage, there are misconceptions about the process that may discourage a home buyer. Here are four common mortgage myths and why you shouldn’t worry so much about them.

Is Now the Best Time to Sell a House in Denver?

Home for sale sign

With housing prices in Colorado currently at all-time highs, you may be asking yourself, is 2021 a good time to sell your home? While it appears to be a seller’s market, and the perfect time to put your home up for sale, there are many variables to consider before going forward. Below, we’ve outlined important points to know about today’s Denver Metro housing market so you can make an informed decision about selling your home in 2021.

When is the Best Time to Sell Your House in Colorado?

woman looking at house

If you’re thinking of selling your house in Colorado, timing is everything. During different times of the year, certain circumstances can determine how much your home will sell for and how fast it will sell.

Before you start prepping to sell your home, take a moment to consider your particular circumstances and needs. Let’s take a deeper look so you can make an informed decision about when to put your house on the market.

Why it’s Smart to Refinance Your Mortgage When Rates Are Low

house sitting next to money

With today’s historically low rates, refinancing your mortgage could give your budget a real boost. In fact, reducing the interest rate of your mortgage by just half a percentage point (0.50%) or more can have a huge impact on your monthly cash flow. Here’s why it’s financial smart to refinance your mortgage when rates are low.

What You Need to Know About Selling Your Home During COVID-19

What You Need to Know About Selling Your Home During COVID-19

For many homeowners, the hot real estate market of 2020 was going to be the season they put their homes up for sale—until the Coronavirus hit and the world was turned upside down. With people struggling just to get by financially, selling a home seemed like the last thing to focus on. Records of U.S. home sales for March show a sharp decline of 21% in total homes sold, according to data from the National Association of Realtors.

How to Know if You’re Ready to Buy a House?

How to Know if You’re Ready to Buy a House?

You’ve saved up for a down payment, narrowed your choices of neighborhoods and drawn up a wish list of what you’re looking for in your first home, but now you’re getting cold feet. How do you know if you’re really ready to buy a house? To help put your mind at ease and make sure you’re really prepared for this purchase, we’ve put together a list of questions to ask yourself before buying a new house.