estate planning

How to Ensure Your Assets are Secure with a Will and Trust

last will and testament

It’s important to have your financial affairs in order, but the thought of putting together a will or trust may feel overwhelming. No one knows when their time will come, so, it’s best to be prepared at any age. Also, a debilitating illness or car accident can incapacitate anyone without warning, leaving a person unable to manage their finances or express their needs. Establishing a clear protocol for the distribution of assets and for medical preferences will ease a painful time for family members while ensuring your instructions are carried out.

Tips for Selecting the Right Life Insurance Policy

couple walking in a park talking about life insurance

Who Needs Life Insurance?

The primary responsibility of life insurance is to replace future earnings should a primary bread winner pass away. If you have children, a spouse or a parent that depends on your income, then life insurance might be a good choice for you. On the other hand, if you're single or have accumulated enough wealth, you may not need the added expense. 

Be Prepared-Estate Planning 101

Prepare for the future through estate planning.

Like most Americans, estate planning and end-of-life decisions are things you intend to accomplish. Someday. Not the most uplifting of topics, if you’ve procrastinated, you’re not alone. According to AARP, 60 percent of American adults have yet to complete this important task. This guide will provide some basic information to help you get started on protecting your loved ones and everything you’ve worked for in the process.

Estate Planning in Colorado

family walking outside thinking about estate planning

Coloradans have among the longest life expectancies in the nation, but it's never too early to start planning your estate. Proactively having an estate plan is a selfless gift you can give your family.  If you don't have some type of plan in place, the state ends up deciding what happens to your assets. Here’s what you need to know about estate planning so you can be the one in the driver’s seat.