Holiday Loan

You don’t have to rack up a huge credit card bill or go into debt to cover your holiday expenses. Enjoy a financially stress-free season with these helpful tips.

Are you fretting over holiday expenses? It can feel overwhelming when you start thinking about all the things you have to do and buy. There’s so much to budget for between gifts, travel expenses and food. A holiday loan may be your best bet to keeping your budget and your sanity intact this year.

Black Friday and Cyber Monday can be fun, but they can also put you at risk. Here are 5 scams to look out for as you brave the frenzied crowds while trying to snag the best deals after Thanksgiving.

Crazy deals that are actually bogus 

An iPhone X retailing at just $12? A pair of Ugg boots for $9? These deals sound insane because they are. And yet, thousands of people fall for these scams every Black Friday. And, of course, once the scammers have your credit card information, they’ll use it for their own shopping spree on your dime.