credit report

Your credit score is determined by many factors. It affects just about everything including housing, insurance rates, employment, as well as loan rates and loan eligibility. That’s why knowing what makes your credit score go up or down is important to your overall financial wellness. Here are some helpful tips about how your credit score is calculated, how it affects your life and how to improve your credit score.

With so many people feeling uncertain about their financial health, the three national credit reporting agencies have decided to let everyone monitor their credit report every week for free for the next year. Now, it’s easier than ever to check your credit report more frequently.