homes

All You Need to Know About HELOCs

person signing papers

As you pay down your mortgage or the value of your home increases, you develop equity. When you have equity built up in your home, borrowing against it with a Home Equity Lines of Credit (HELOCs) is a great way to tap into the money when you need it most. Many people take out a HELOC to finance home improvements, pay for college education, cover unforeseen medical costs, and many other purposes. Here’s all you need to know about HELOCs.

Essential Tools for Every New Homeowner

tools hanging on peg board

As a new homeowner, you likely have a long list of items you need or want to purchase for your new home. From welcome mats to window treatments and wall hangings, there’s lots to buy in the first few weeks after closing on your first home. As you browse through new couches and home decor, don’t forget to stock up on the basic tools every new homeowner needs.

Is Now the Best Time to Sell a House in Denver?

Home for sale sign

With housing prices in Colorado currently at all-time highs, you may be asking yourself, is 2021 a good time to sell your home? While it appears to be a seller’s market, and the perfect time to put your home up for sale, there are many variables to consider before going forward. Below, we’ve outlined important points to know about today’s Denver Metro housing market so you can make an informed decision about selling your home in 2021.

Do It Yourself or Leave it to the Pros?

couple painting room in house

In today’s world, when you can practically look up how to do any project online, it’s tempting to want to do it yourself, but it isn’t always the best choice. Attempting to do a home improvement or repair project on your own can often times end up costing more time, money and problems than it’s worth. Here are some tips to determine when to do it yourself, and when to leave it to the pros.

Top DIY Home Improvements

home improvement supplies

Your home is where you spend a good portion of your time. It’s where you and your family create happy memories. It’s understandable that you’d want your home to be just the way you want it. However, it can be expensive to hire a professional to renovate parts of your home. If you want to freshen up your home without the added expense of a contractor, here are some DIY home improvements to try, if you’re feeling handy.

Why it’s Smart to Refinance Your Mortgage When Rates Are Low

house sitting next to money

With today’s historically low rates, refinancing your mortgage could give your budget a real boost. In fact, reducing the interest rate of your mortgage by just half a percentage point (0.50%) or more can have a huge impact on your monthly cash flow. Here’s why it’s financial smart to refinance your mortgage when rates are low.