How to Choose the Right Homeowners Insurance

hands covering house

Choosing the right insurance policy is an important part of being a responsible homeowner. Homeowners insurance is designed to protect you and your family members from liability. It will also cover your home and possessions in the event of a disaster or theft. If you’re in the process of purchasing your first home, or shopping around for a new insurance provider, you may be confused by the many policy options that are available.

How Much Should You Save Before Buying a House?

keys being held in front of house

Buying a home is one of the biggest purchases most of us will ever make. Saving enough money to buy a house can feel like an overwhelming goal. However, if you put a savings plan in place, you can take steps towards putting money away for a down payment on a new home. Determining how much you’ll need for a down payment is the first step. Here’s how you can figure out what your home savings goal should be.

All You Need to Know About HELOCs

person signing papers

As you pay down your mortgage or the value of your home increases, you develop equity. When you have equity built up in your home, borrowing against it with a Home Equity Lines of Credit (HELOCs) is a great way to tap into the money when you need it most. Many people take out a HELOC to finance home improvements, pay for college education, cover unforeseen medical costs, and many other purposes. Here’s all you need to know about HELOCs.

Essential Tools for Every New Homeowner

tools hanging on peg board

As a new homeowner, you likely have a long list of items you need or want to purchase for your new home. From welcome mats to window treatments and wall hangings, there’s lots to buy in the first few weeks after closing on your first home. As you browse through new couches and home decor, don’t forget to stock up on the basic tools every new homeowner needs.

Is Now the Best Time to Sell a House in Denver?

Home for sale sign

With housing prices in Colorado currently at all-time highs, you may be asking yourself, is 2021 a good time to sell your home? While it appears to be a seller’s market, and the perfect time to put your home up for sale, there are many variables to consider before going forward. Below, we’ve outlined important points to know about today’s Denver Metro housing market so you can make an informed decision about selling your home in 2021.

Do It Yourself or Leave it to the Pros?

couple painting room in house

In today’s world, when you can practically look up how to do any project online, it’s tempting to want to do it yourself, but it isn’t always the best choice. Attempting to do a home improvement or repair project on your own can often times end up costing more time, money and problems than it’s worth. Here are some tips to determine when to do it yourself, and when to leave it to the pros.