homes

Why it’s Smart to Refinance Your Mortgage When Rates Are Low

house sitting next to money

With today’s historically low rates, refinancing your mortgage could give your budget a real boost. In fact, reducing the interest rate of your mortgage by just half a percentage point (0.50%) or more can have a huge impact on your monthly cash flow. Here’s why it’s financial smart to refinance your mortgage when rates are low.

What You Need to Know About Selling Your Home During COVID-19

What You Need to Know About Selling Your Home During COVID-19

For many homeowners, the hot real estate market of 2020 was going to be the season they put their homes up for sale—until the Coronavirus hit and the world was turned upside down. With people struggling just to get by financially, selling a home seemed like the last thing to focus on. Records of U.S. home sales for March show a sharp decline of 21% in total homes sold, according to data from the National Association of Realtors.