Credit Cards

How to Avoid Credit Card Fraud this Holiday Season

credit card

With the holiday shopping season heading into its final stretch, scammers are out in full force to take advantage of busy shoppers. In particular, credit card fraud is rampant this time of year. With most purchases paid for with plastic, scammers have their pick of vulnerable prey before the holidays. Stay safe this season and protect yourself and your cards from fraud with these safety measures and preventative tips.

5 Steps to Take Before Making a Large Purchase

at home gym

Have you ever been bitten by the gotta-have-it bug? It could be a Peloton bike that’s caught your eye, or maybe you want to spring for a new entertainment system, no matter the cost. Before you go ahead and make the purchase, though, it’s a good idea to follow the steps outlined here to be sure you’re making a decision you won’t ultimately regret.

When Does it Make Sense to Pay a Bill with a Card?

When Does it Make Sense to Pay a Bill with a Card?

Credit cards and debit cards offer incredible convenience, but is it smart to pay monthly bills with them? Choosing to pay a bill with a card can have a significant impact on your general financial wellness—for better or for worse. It’s important to consider the many variables of this decision before going ahead with it. Let’s take a closer look at the pros and cons.

Pay Your Way with Mobile Wallet

woman paying with mobile wallet

Your smartphone can do just about anything. It’s not just your phone anymore. It’s also become your camera, your computer, your music player, your video player and now—your wallet.

With a quick tap of your phone, mobile wallet is changing the way you pay. Here’s what you need to know about making fast and secure payments using mobile wallet.

How Often to Apply for New Credit Cards

A man who applied for too many credits and is suffering from a low credit score

Everyone knows maintaining a good credit score is important. The higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest rates easily accessible.

Hopefully, you’re working hard to keep a high credit score by using your credit cards and paying on time. However, you may be wondering if more is better. Is having several credit cards and more available credit a good idea? Or, are too many cards a liability to your credit score? Read on for the answers to all your questions.