credit score

7 Steps to a Mid-Year Financial Checkup

man with laptop working on mid-year financial checkup

It’s hard to believe, but 2019 is half over. Take a timeout from barbecues and mountain hikes to give yourself a mid-year financial checkup. Use the seven steps below to guide you. 

Step 1: Revisit Your Budget 

Take some time to review your monthly budget. Is it working for you or are you falling behind each month? After reviewing, adjust your budget as necessary. 

How Often to Apply for New Credit Cards

A man who applied for too many credits and is suffering from a low credit score

Everyone knows maintaining a good credit score is important. The higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest rates easily accessible.

Hopefully, you’re working hard to keep a high credit score by using your credit cards and paying on time. However, you may be wondering if more is better. Is having several credit cards and more available credit a good idea? Or, are too many cards a liability to your credit score? Read on for the answers to all your questions.