Your credit score is determined by many factors. It affects just about everything including housing, insurance rates, employment, as well as loan rates and loan eligibility. That’s why knowing what makes your credit score go up or down is important to your overall financial wellness. Here are some helpful tips about how your credit score is calculated, how it affects your life and how to improve your credit score.
With so many people feeling uncertain about their financial health, the three national credit reporting agencies have decided to let everyone monitor their credit report every week for free for the next year. Now, it’s easier than ever to check your credit report more frequently.
March is National Credit Education Month. It’s the perfect time to learn more about the importance of your credit score and how to manage it properly. But what if you’ve never even had a credit card or your credit history is non-existent?
It’s hard to believe, but 2019 is half over. Take a timeout from barbecues and mountain hikes to give yourself a mid-year financial checkup. Use the seven steps below to guide you.
Step 1: Revisit Your Budget
Take some time to review your monthly budget. Is it working for you or are you falling behind each month? After reviewing, adjust your budget as necessary.
Everyone knows maintaining a good credit score is important. The higher your score, the more attractive you will be to potential lenders, making larger loans and the best interest rates easily accessible.
Hopefully, you’re working hard to keep a high credit score by using your credit cards and paying on time. However, you may be wondering if more is better. Is having several credit cards and more available credit a good idea? Or, are too many cards a liability to your credit score? Read on for the answers to all your questions.
Boosting your credit score is not something that’s going to happen overnight. You’re going to need a long-term plan to make payments on-time, every time. You’re also going to need to control your credit card spending. Here are five tricks to help increase your credit score.
Looking for ways to improve an unfavorable credit score? Look no further! Our handy credit repair guide will help you get on the right track to improving your credit score.