savings

7 Steps to a Mid-Year Financial Checkup

man with laptop working on mid-year financial checkup

It’s hard to believe, but 2019 is half over. Take a timeout from barbecues and mountain hikes to give yourself a mid-year financial checkup. Use the seven steps below to guide you. 

Step 1: Revisit Your Budget 

Take some time to review your monthly budget. Is it working for you or are you falling behind each month? After reviewing, adjust your budget as necessary. 

How to Get Through Wedding Season on a Budget

couple at their wedding on a budget

Celebrating a new marriage together with your friends or family is a lot of fun, but all those wedding invites can put a strain on your budget. Between wedding attire, travel costs and gifts, each wedding can add up quick. According to the most recent research by Express Spending & Saving Tracker, the average wedding guest is out $673 for each wedding they attend. Follow our wedding hacks and learn how to celebrate in style without breaking your budget.

Save on airfare 

Get the best deal on your flight with these hacks.

What’s the Real Cost of Owning a Dog or Cat?

dog and cat

When you welcome a new pet into your home, it instantly becomes a member of your family. That’s why it’s important to understand the true cost of taking care of a pet before bringing one home. If you’re longing for a furry friend, consider both the up-front and long-term costs of owning a dog or cat and build a budget around all the potential costs to determine if you can afford one. Here are a few tips to help get you started.

7 Signs You’re Living Beyond Your Means and How to Fix Them

living beyond your means

In the age of plastic spending and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away and supporting a lifestyle you can’t really afford. 

Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back on track. ­

How to Increase Job Security

employee at work meeting disucssing job security

The current job market can be challenging. With more and more companies downsizing, the employees who contribute the most are more likely to keep their jobs. The key to job security is you. Your knowledge and experience give you the power to become a valuable asset to your employer. Learn how to increase job security and become the person your company can’t function without.

5 Tips for Paying Off a Loan Early

couple sitting at a table figuring out ways to pay off a loan early

If you’re like most Americans, you owe money on loans. Whether that’s credit card debt, a mortgage or a car loan, debt is part of your life. That means you’re looking at hundreds of dollars in interest over the life of the loan. There’s also the mental load of knowing you’ll be paying on the debt for years to come.

Here are some simple tricks for paying off a loan early to lighten the load and make a difference in the total interest you’ll pay over the life of your loan.

Valentine’s Day on a Budget

couple holding red hearts

Valentine’s Day is all about sharing the love. You want to give your Valentine a gift that proves how much you care. You may feel pressured to buy expensive jewelry, flowers or gourmet boxes of chocolate, but you don’t have to spend a fortune to prove you really care about someone. In fact, a thoughtful gesture is sometimes the most meaningful gift. Here are six ideas on how to enjoy Valentine’s Day on a budget while still making your Valentine feel special.

7 Ways to De-Stress for Less

family destressing by playing in the snow

Do winter doldrums got you down? This time of year is when the blues can hit the hardest. And while many people turn to costly escapes, you can get the same results without spending a penny. De-stress for less with these totally free pick-me-ups. 

Get moving 

Get off the couch and do some crunches, hit the treadmill and torch those calories. Or, bundle up and go for a jog outdoors. When you get moving, so do those feel-good endorphins.