loans

5 Ways to Pay Off a Loan Early

5 Ways to Pay Off a Loan Early

If you’re like most Americans, you probably owe money on multiple loans. Whether it’s credit card debt, a mortgage or a car loan, loan debt is part of your life. And that means you’re looking at hundreds or thousands of dollars in interest over the life of the loan. There’s also the mental load of knowing you’ll be paying on the debt for years to come.

What You Need to Know about Payday Loans

calendar next to calculator and money

Millions of Americans can’t work and have lost part or all of their income due to the Coronavirus pandemic. This kind of financial stress is causing people to look for loan options in order to make it through this difficult time. Payday loans are one option many people may be considering right now, but it can end up costing you in the long run. Here’s what you need to know about payday loans.

5 Tips for Paying Off a Loan Early

couple sitting at a table figuring out ways to pay off a loan early

If you’re like most Americans, you owe money on loans. Whether that’s credit card debt, a mortgage or a car loan, debt is part of your life. That means you’re looking at hundreds of dollars in interest over the life of the loan. There’s also the mental load of knowing you’ll be paying on the debt for years to come.

Here are some simple tricks for paying off a loan early to lighten the load and make a difference in the total interest you’ll pay over the life of your loan.

7 Ways to Spot a Loan Scam

Hand picking up cash

You’re credit’s trending the wrong way and you’re desperate for a loan. Unfortunately, it seems that no reputable institution is willing to work with you—and the few that are offer very unforgiving terms. 

Then you see it—an ad for an easy loan for which almost anyone can qualify. Plus, there’s the promise of great terms and a willingness to work with borrowers in any financial state. It’s a dream come true. Or, more than likely, it’s a scam. 

Is a Holiday Loan Right for You?

Holiday loans make a lot more sense than signing up for another high interest rate credit card.

This time of year you start hearing about holiday loans, and you may be wondering what they’re all about.

A holiday loan can provide a low interest rate as well as help with credit building and repair. It’s offered around the holiday season to help people with holiday expenses like gifts and travel. Here are some answers to frequently asked questions about holiday loans to help you determine if a holiday loan is right for you.