CD Special

Better Returns

Certificates of Deposit feature higher rates than most traditional savings accounts.

Lock it in

CD rates are fixed, meaning you can confidently calculate how much you’ll end up with.

Long-term Planning

Use IRA Certificates of Deposits (CDs) to get better returns on your retirement savings.

Finally, a CD That Fits Real Life!

Our current CD specials includes:

  • 7-month - 4.00% APY1
  • Minimum opening deposit is just $5001


Try our NEW 13-Month Liquid CD!
Earn a fixed rate for 13 months and still have access to your money. Withdraw up to 50% of your balance before maturity with no early withdrawal penalty.

  • 13-Month - 3.55% APY, minimum deposit $5002
  • 13-Month Mini Jumbo - 3.65% APY, minimum deposit $25,0003


Open your CD today! Stop by any branch, call 303.422.6221 or schedule an appointment.

*
Rates are subject to change without notice. Certain conditions and restrictions may apply. Promotional rates are effective as of July 1, 2026. 1APY=Annual Percentage Yield. The minimum balance to open and earn 4.00% APY on a 7-month CD is $500. Upon maturity, the 7-month CD will revert to a regular 12-month CD and will earn the APY in effect at the time. Penalty equal to 90 days of interest will be assessed on early withdrawals for CD terms of 12 months or less, and a penalty equal to 180 days of interest will be assessed for CD terms over 12 months. This includes interest-only withdrawals. Penalties could reduce earnings and principal. IRA certificates are subject to the same penalties and may be subject to additional early withdrawal penalties. 2The minimum balance to open and earn 3.55% APY on a 13-month Liquid CD is $500. Upon maturity, the 13-month CD will revert to a regular 12-month CD and will earn the APY in effect at the time. Maximum withdrawal allowed without penalty is 50% of the original CD balance. Any amount withdrawn above 50% of the original amount will be subject to a penalty. A penalty equal to 180 days of interest will be assessed for CD terms over 12 months. 3The minimum balance to open and earn 3.65% APY on a 13-month Mini Jumbo Liquid CD is $25,000. Upon maturity, the 13-month Mini Jumbo Liquid CD will revert to a regular 12-month CD and will earn the APY in effect at the time. Maximum withdrawal allowed without penalty is 50% of the original CD balance. Any amount withdrawn above 50% of the original amount will be subject to a penalty. A penalty equal to 180 days of interest will be assessed for CD terms over 12 months.