Sunshine, Savings & High CD Rates

Better Returns

Certificates of Deposit feature higher rates than most traditional savings accounts.

Lock it in

CD earning rates are fixed, meaning you can confidently calculate how much you’ll end up with.

Long-term Planning

Use IRA Certificates of Deposits (CDs) to get better returns on your retirement savings.

Warm up your savings with a CD!

Your money is in good hands, growing safely over time. Get started with only a $500 deposit.

Whether you’re saving for a large purchase, diversifying your portfolio or just looking for a smart way to save. You get to decide how long to lock in your rate and you’ll know exactly how much it will be worth at maturity.

We’ve got two great options to choose from:

  • Lock in 4.25% APY for 9-month CD*
  • Lock in 4.00% APY for 22-month CD*


Don’t wait any longer, open your CD today!

*
*APY=Annual Percentage Yield. The minimum balance to open and earn 4.25% APY on a 9-month CD is $500. Upon maturity, the 9-month CD will revert to a regular 12-month CD and will earn the APY in effect at the time. The minimum balance to open and earn 4.00% APY on a 22-month CD is $500. Upon maturity, the 22-month CD will revert to a regular 24-month CD and will earn the APY in effect at the time. A penalty equal to 90 days of interest will be assessed on early withdrawals for CD terms of 12 months or less, and a penalty equal to 180 days of interest will be assessed for CD terms over 12 months. This includes interest-only withdrawals. Penalties could reduce earnings and principal. IRA certificates are subject to the same penalties and may be subject to additional early withdrawal penalties. Promotional rates are effective as of January 1, 2025. Rates are subject to change without notice. Certain conditions and restrictions may apply.