HELOC Special

No Closing Costs1

That makes our fixed-rate and adjustable-rate lines of credit an even better deal.

Personalized Amount

Your line of credit depends on the equity you have in your home, which is the current market value minus your mortgage balance.

Quick Withdrawals

Tap into credit lines with checks, our HELOC Visa Card with Rewards, through Online and Mobile Banking or by visiting Partner Colorado locations.

Consolidate Debt the Smart Way

A HELOC can help you pay off high-interest credit card debt by consolidating multiple balances into one flexible payment. With typically lower interest rates than credit cards, more of each payment can go towards reducing what you owe. You can also use a HELOC to upgrade your kitchen or refinish your hardwood floors or whatever you need.

Open a Home Equity Line of Credit (HELOC) with a low introductory rate of 5.99% APR fixed for 12 months with no closing costs.1 


Plus, interest only payments!
Interest-only payments allow you to pay only the interest on the funds you borrow during the initial draw period, resulting in lower monthly payments.

Here’s an example:

If you borrow $50,000 at 5.99% APR, your interest-only payment would be $254.37 per month.2

With flexible features and member-friendly benefits, make the most of your home’s equity with a HELOC.

  • Fixed- and variable-rate options available

  • Interest-only payment feature

  • No closing costs1

  • Convenient revolving line of credit

  • Funds accessible by check, card or digital banking


Click here to learn more about our home equity line of credit options. 

1
APR=Annual Percentage Rate. The introductory APR begins on the date the loan is funded and at the end of the 12-month introductory period, the rate will revert to the regular fixed APR you qualified for at loan closing. Introductory APR applies to a maximum draw of $500,000 or up to 70% loan-to-value, whichever is the lesser. The current maximum APR is 10.26% APR and the current minimum APR is 8.00% APR. Introductory APR shown is for well-qualified borrowers. Your APR may vary based on creditworthiness, documentation, collateral and other requirements. Certain conditions and restrictions may apply. No closing costs in most cases. An upfront appraisal fee may be required at your expense; contact a Partner Colorado representative for details. Offer is subject to credit approval and income verification. The offer is available on primary Colorado owner-occupied residences only. Rates are based on 85% CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. The introductory APR cannot be applied to an existing Partner Colorado home equity loan or line of credit. Borrow against your available credit line for a period of 5 years, after which any existing balance must be paid in full within the following 10 years. Refinancing present loans held by Partner Colorado is excluded from the promotional offer. Rates are valid as of 1/1/26 and are subject to change without notice. Limited-time offer subject to end without notice. Certain conditions and restrictions apply. 2Payment example is for well qualified borrowers. Rates and payments will vary based on credit worthiness.