No Closing Costs1

That makes our fixed-rate and adjustable-rate lines of credit an even better deal.

Personalized Amount

Your line of credit depends on the equity you have in your home, which is the current market value minus your mortgage balance.

Quick Withdrawals

Tap into credit lines with checks, our HELOC Visa Card with Rewards, through Online and Mobile Banking or by visiting Partner Colorado locations.

Make the Most of Your Home's Equity!

Consolidate debt, upgrade flooring or windows, and more, all with a Home Equity Line of Credit (HELOC)1 and no closing costs.

Flexible & Convenient

  • Interest-only payment options
  • Borrow what you need, when you need it
  • Easy access with HELOC Visa Card

Open a Home Equity Line of Credit (HELOC) with a low introductory rate of 5.99% APR fixed for 12 months with no closing costs.1 


Plus, interest only payments!
With interest-only payments, you can keep monthly costs lower. For example: Borrow $50,000 at 5.99% APR, pay $254.37 a month for the first year.2


Click here to learn more about our home equity line of credit options. 

1
APR=Annual Percentage Rate. The introductory APR begins on the date the loan is funded and at the end of the 12-month introductory period, the rate will revert to the regular fixed APR you qualified for at loan closing. Introductory APR applies to a maximum draw of $500,000 or up to 70% loan-to-value, whichever is the lesser. The current maximum APR is 9.76% APR and the current minimum APR is 7.50% APR. Introductory APR shown is for well-qualified borrowers. Your APR may vary based on creditworthiness, documentation, collateral and other requirements. Certain conditions and restrictions may apply. No closing costs in most cases. An upfront appraisal fee may be required at your expense; contact a Partner Colorado representative for details. Offer is subject to credit approval and income verification. The offer is available on primary Colorado owner-occupied residences only. Rates are based on 75% CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. The introductory APR cannot be applied to an existing Partner Colorado home equity loan or line of credit. Borrow against your available credit line for a period of 5 years, after which any existing balance must be paid in full within the following 10 years. Refinancing present loans held by Partner Colorado is excluded from the promotional offer. Rates are valid as of 3/1/26 and are subject to change without notice. Limited-time offer subject to end without notice. Certain conditions and restrictions apply. 2Payment example is for well qualified borrowers. Rates and payments will vary based on credit worthiness.