Cozy Up to a Home Equity Line of Credit

No Closing Costs

That makes our fixed-rate and adjustable-rate lines of credit an even better deal.

Personalized Amount

Your line of credit depends on the equity you have in your home, which is the current market value minus your mortgage balance.

Quick Withdrawals

Tap into credit lines with checks, our HELOC Visa with rewards card through Online and Mobile Banking or by visiting Partner Colorado locations.

Handle it all with a Home Equity Line of Credit (HELOC)!

A HELOC is a smart way to borrow money using your home's equity. Use the funds to update your home, take a vacation, pay for unplanned expenses, or pay off high-interest debt. For a limited time, we’re offering a rate of 6.24% APR fixed for 12 months on our HELOC with no closing costs!* 

In addition to a low promotional rate, our HELOC features:

  • No Closing Costs
  • Borrow up to 85% Loan-to-Value (LTV)*
  • Flexible loan terms and payment options
  • Easily access funds with a HELOC Visa card

Click here to learn more about our home equity line of credit options. 


12-month introductory rate is 3.26% Annual Percentage Rate (APR) lower than the current lowest available rate for a fixed-rate HELOC, currently 9.50% APR for 75% LTV. Highest fixed rate is 10.50% APR. Rates are valid as of 01/01/2024. The introductory rate begins on the date the loan is funded and will revert to the current fixed rate at the end of the 12-month introductory period. APR shown is for well-qualified borrowers. Final rate may vary based on creditworthiness. Certain conditions and restrictions may apply. No closing costs in most cases. An upfront appraisal fee of $450.00 may be required at your expense. Subject to credit approval and income verification. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required. Rates are based on CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of 5 years, after which any existing balance must be paid in full within the following 10 years. Refinancing present loans held by Partner Colorado are excluded from promotional offer.