From "What if"...to "What is"
Your home's growing value can help you turn "what if" into "what is." What if you want to update your kitchen or bathroom, or make exterior improvements to get ready for winter? Our Home Equity Line of Credit (HELOC) special is a step in the right direction. For a limited time, we’re offering a rate of 6.24% APR fixed for 12 months on our HELOC with no closing costs!* A HELOC is the perfect way to help out with big-ticket projects, such as:
- Fall home improvement projects like upgrading your furnace or windows to get ready for winter weather
- Adding a deck, hot tub or gazebo
- Paying for college tuition
- Upgrading your kitchen or bathroom
- Taking a fall break vacation
- Combining credit card balances into ONE low monthly payment
In addition to a low promotional rate, our HELOC features:
- No closing costs and no annual fee
- Flexible loan terms and payment options
Whether paying off credit cards, taking on home projects, or planning a bucket-list vacation, our fixed rate HELOC can help you get there. Along the way, you’ll save by paying much lower rates than you would with other types of loans. After 12 months, the introductory rate reverts to our regular fixed HELOC rate, currently 9.25% APR.* So you’ll enjoy peace of mind knowing your rate won’t increase for a whole year!
Earn Cash Back and More. It’s Easy.
In addition to generous credit lines that allow you to access up to 85% of your available equity with flexible payment terms, our HELOC Visa Rewards card gives you the freedom to make purchases anywhere Visa is accepted. Better yet, every purchase earns rewards, including cash back, travel, and merchandise.
Apply now online!
Handle it all with a HELOC and enjoy:
» 6.24% APR FIXED for 12 months
» No Closing Costs*
» Borrow up to 85% Loan-to-Value (LTV)*
» Flexible Loan Terms
Access your funds with our NEW HELOC Visa® with Rewards
» Earn rewards with every purchase, including cash back, travel and merchandise
» Make purchases anywhere Visa is accepted
» No annual fee
*12-month introductory rate is 3.26% Annual Percentage Rate (APR) lower than the current lowest available rate for a fixed-rate HELOC, currently 9.50% APR for 75% LTV. Highest fixed rate is 10.50% APR. Rates are valid as of 10/01/2023. The introductory rate begins on the date the loan is funded and will revert to the current fixed rate at the end of the 12-month introductory period. APR shown is for well-qualified borrowers. Final rate may vary based on creditworthiness. Certain conditions and restrictions may apply. No closing costs in most cases. An upfront appraisal fee of $450.00 may be required at your expense. Subject to credit approval and income verification. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required. Rates are based on CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of 5 years, after which any existing balance must be paid in full within the following 10 years. Refinancing present loans held by Partner Colorado are excluded from promotional offer.