Happiness is...Home Improvement

Get to work on your home improvement to-do list with a Home Equity Line of Credit (HELOC)1 and NO closing costs from Partner Colorado.

Happiness is a new kitchen. Or bathroom. Or basement. Or...you choose! 

  • Choose a fixed-rate HELOC and lock in your rate for the life of the loan.2 
  • Or choose a lower variable-rate HELOC.3
  • Borrow up to 90% of your home's value.
  • Both offer big savings over most other types of financing.

Our No Closing Cost HELOC is the perfect way to kick off your projects. Rates as low as 5.74% APR!

Apply now or call us at 303-422-6221!

APR = Annual Percentage Rate

1No closing costs in most cases. An upfront appraisal fee of $450.00 may be required at member's expense on loans greater than $75,000.00 or loan-to-value exceeding 70%. Refinancing a present loan held by Partner Colorado Credit Union is excluded from this offer. Offer and rates may change at any time without notice. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required. 

2Fixed rates are as low as 6.74% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of five years, after which any existing balance must be paid in full within the following 10 years. 

3Variable rate loans are as low as 5.74% APR and are based on an evaluation of credit history, CLTV ratio, loan amount and occupancy, so your rate may differ. The plan has a maximum APR of 18.00%. Members with a variable-rate HELOC may borrow against their available credit line for a period of 10 years, after which any existing balance must be paid win full within the following 10 years.