Reward YA! Checking Accounts

With our Reward YA! FREE Checking account you have the resources to help you plan for your future. Learn to budget responsibly, live within your means and afford that occasional guilt-free splurge. We want you to have a solid financial foundation and Reward YA! Checking gives you the opportunity to do that. Free checking with all the access you want and none of the fees you dread.

Get a Head Start!

  • No monthly fees.¹
  • One fee reversed every month.²
  • Free Unlimited ATM and Shared Branch transactions—for convenience wherever you go.³
  • Overdraft tolerance of $20.4
  • $300 overdraft line of credit—should you come up short, we've got you covered with the option of adding an overdraft line of credit.5
  • Grow your savings with ease—We round up every debit card transaction to the nearest dollar and transfer the daily total into your account.

Earn Rewards on Every Purchase

  • Free rewards—Earn rewards points every time you use your debit or credit card, all with no annual fee.
  • Redeem rewards points—Get airline tickets, hotel stays, cash back, merchandise, gift cards and more. Learn more: ScoreCardRewards.com
  • Customize your card for FREE—Reward YA! members receive one free custom Design My Card option annually. Use promo code: Reward YA! 

24/7 Account Access

  • Free Mobile Banking app.6
  • Free Online Banking.6
  • Free Mobile Check Deposit.7
  • Send money to an e-mail address or cell phone number via PayPal™ Transfer.6
  • Free Bill Pay solutions.
  • Free eStatements.

Open an account online or stop by any branch location

1Opting into Identity Theft Recovery Services may increase monthly fee, see fee schedule for applicable fees. 
2Must have coupon available to use for fee reversal, only one (1) per month can be used. 
3Members are responsible for any surcharge fee that applies from other financial institution's ATM machines. 
4If account is overdrawn more than negative $20.00, overdraft fees will apply per transaction. See fee schedule for applicable fees.
5Certain conditions and restrictions apply, approval subject to credit qualification and income verification. For terms and conditions please see a representative. 
6Standard wireless carrier data charges will apply. 
7All members must qualify through Partner Colorado's Remote Deposit Capture (RDC) eligibility guidelines and must agree to Terms and Conditions Agreement prior to using Remote Check Deposit. Mobile deposited items are not subject to Federal Regulation CC.