Understanding Your Credit Just Got Easier.
With Partner Colorado's FICO® Score feature through Mobile Banking you can:
- View your FICO® Score (updated quarterly), including personalized key factors influencing your score.
- Learn more than just your score by accessing comprehensive FICO® Score educational materials.
Why Do We Provide Your FICO® Score?
Partner Colorado provides your FICO® Score based on information from your Experian credit report so you can understand your credit and avoid surprises. And providing it will never impact your credit score. Just one more way Partner Colorado is moving you ahead.
Components of Your FICO® Score
Download the Mobile Banking app to view your FICO® Score.
Fair Isaac Corporation's Frequently Asked Questions about the FICO® Score
What is a FICO® Score?
FICO® Scores, the credit scores created by Fair Isaac Corporation (FICO), are the most widely used credit scores in lending decisions. Lenders can request FICO® Scores from all three major credit reporting agencies. FICO® develops FICO® Scores based solely on information in consumer credit files maintained at the credit reporting agencies. Understanding your FICO® Score can help you better understand your credit risk and allow you to effectively manage your financial health. A good FICO® Score means better financial options for you.
What are "Key Score Factors"?
When a lender receives your FICO® Score, "key score factors" are also delivered, which are the top factors that affect the score. Addressing some or all of these key score factors can help you improve your financial health over time. Having a good FICO Score can put you in a better position to qualify for credit or better terms in the future.
What is a good FICO® Score?
The point above which a lender would accept a new application for credit, but below which the credit application would be denied, is known as the "score cutoff." Since the score cutoff varies by lender, it's hard to say what a good FICO® Score is outside the context of a particular lending decision.
More Frequently Asked Questions About FICO® Score
Read our FICO® Score FAQ (PDF)
Additional Resources
Understanding Your FICO® Score (PDF)
Receive your credit report from the three major credit bureaus at annualcreditreport.com
