Viewing Your FICO® Credit Score

Understanding Your Credit Score Just Got Easier.

With Partner Colorado's FICO® Score feature through Mobile Banking you can:

  • View your FICO® Score (updated quarterly), including personalized key factors influencing your score.
  • Learn more than just your score by accessing comprehensive FICO® Score educational materials.


Why Do We Provide Your FICO® Score?

Partner Colorado provides your FICO® Score based on information from your Experian credit report so you can understand your credit and avoid surprises. And providing it will never impact your credit score. Just one more way Partner Colorado is moving you ahead.


Components of Your FICO® Score

The components of your FICO Score in a pie chart


Download the Mobile Banking app to view your FICO® Score.


Fair Isaac Corporation's Frequently Asked Questions about the FICO® Score

What is a FICO® Score?

FICO® Scores, the credit scores created by Fair Isaac Corporation (FICO), are the most widely used credit scores in lending decisions. Lenders can request FICO® Scores from all three major credit reporting agencies. FICO® develops FICO® Scores based solely on information in consumer credit files maintained at the credit reporting agencies. Understanding your FICO® Score can help you better understand your credit risk and allow you to effectively manage your financial health. A good FICO® Score means better financial options for you.


What are "Key Score Factors"?

When a lender receives your FICO® Score, "key score factors" are also delivered, which are the top factors that affect the score. Addressing some or all of these key score factors can help you improve your financial health over time. Having a good FICO Score can put you in a better position to qualify for credit or better terms in the future.


What is a good FICO® Score?

The point above which a lender would accept a new application for credit, but below which the credit application would be denied, is known as the "score cutoff." Since the score cutoff varies by lender, it's hard to say what a good FICO® Score is outside the context of a particular lending decision.


More Frequently Asked Questions About FICO® Score

Read our FICO® Score FAQ (PDF)


Receive your credit report from the three major credit bureaus at 

*FICO® SCORE TERMS: Your FICO® Score and key factors are based on data from Experian and may be different from other credit scores. This information is intended for and only provided to members who have an available score. Your score is provided on Mobile Banking with key factors for individual and joint accounts. Partner Colorado uses the FICO® Score provided to you, along with other information in credit decisions. This benefit may change or end in the future. FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Partner Colorado and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Partner Colorado and Fair Isaac do not provide “credit repair” services or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.