Tips for Buying a Car During a Pandemic

car driving on the road

Buying a car is probably not your top priority right now. However, if your car breaks down, your lease is up or your car is totaled in an accident; you may not be able to wait. We know the unexpected happens and we’re here to provide you with helpful tips and resources to guide you through the car buying process safely during the Coronavirus pandemic.

How to Limit Risk of Exposure to Coronavirus While Car Shopping

Shop for and purchase your new car safely using AutoTrek , our preferred dealership. We recommend doing your research online to limit your exposure. If you don’t want to do the research on your own, AutoTrek can help you find a new or used car that’s just right for you. Once you’ve found a car you like, you can set up an unaccompanied test drive at your home or office and they’ll bring the car to you.

Also, if you have a vehicle you need to trade-in, AutoTrek can complete a trade-in appraisal for you. They’ll get all the vehicle information from you to get you the best value for your trade-in.

Determine Your Budget

With uncertain times like this, you’ll definitely want to make sure you’re leaving a comfortable cushion in your monthly budget. Before you start car shopping, it’s important to make sure you have a realistic budget set. Take a good look at your monthly expenses to see how much you can afford. Don’t forget your monthly cost for auto insurance, gas and maintenance. If you need help calculating the vehicle payment, use our free online calculator.

Financing Options, Plus No Payments for 90 Days

Once you’ve determined how much you can afford, we have many options for you to apply for your loan with Partner Colorado. All loan closings are done electronically from the convenience of your home. Plus, right now when you finance your auto loan with Partner Colorado Credit Union, you’ll make no payments for 90 days.¹ Apply online or use our Mobile Loan Application.

If you find yourself needing to buy a car during the pandemic, these tips will help ensure you shop as safely as possible.
 

 

 

¹APR=Annual Percentage Rate. Offer and rates subject to change without notice. All applicants subject to credit and income verification. Ninety-day payment deferral is available to qualified borrowers for auto loans approved through standard lending guidelines (without exceptions). Regular finance charges continue to accrue during the deferred payment period. Offer valid on auto loans funded between 03/01/20-06/30/20. Not applicable on motorcycle, RV, boat loans or current Partner Colorado auto loans.