What Does the Updated Contact Lens Rule Mean for You?

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If you wear contacts, you have the right to get your contact lens prescription from your eye care prescriber, whether you ask for it or not, at no additional charge. The Contact Lens Rule, which the Federal Trade Commission (FTC) recently reviewed, will let you take your prescription wherever you want to comparison shop for the best deal, either online or in a store.

How to Dispute and Pay for Large Medical Bills

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Astronomical medical bills can be devastating to any budget. Here’s how to dispute and pay for large medical bills in six easy steps.

Review your bills

Typically, you’ll receive an Explanation of Benefits (EOB) from your insurance company in addition to the actual bill telling you how much you’re responsible for paying. It’s important to hold onto both of these documents and review them carefully.

What You Need to Know about Payday Loans

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Millions of Americans can’t work and have lost part or all of their income due to the Coronavirus pandemic. This kind of financial stress is causing people to look for loan options in order to make it through this difficult time. Payday loans are one option many people may be considering right now, but it can end up costing you in the long run. Here’s what you need to know about payday loans.

What You Need to Know about Economic Impact Payments

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On March 30, 2020, the Treasury Department and the Internal Revenue Service (IRS) announced economic impact payments will start being distributed in the next three weeks. No action is required for most people as the distribution will be automatic. However, some seniors and others who normally don’t file tax returns will need to submit one in order to receive the payment. Here’s what you need to know about economic impact payments.

America Saves Week: 5 Easy Steps to Start Saving

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This week is America Saves Week. Saving money is one of the best financial decisions you can make and it’s not as difficult as you might think. Here are five easy steps you can take to start saving.

Change your mindset

Saving is a necessary expense. When working out your monthly budget, include a little bit for savings too. Think of it as just another bill you have to pay, but instead of paying someone else—you’re paying your future self.

How Does a Health Savings Account Work?

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A Health Savings Account (HSA) is a smart savings option to keep your family and your finances healthy. It’s designed for people with an HDHP (High Deductible Health Plan) and can be used to pay for prescriptions, co-pays and other qualified medical expenses. An HSA is funded with pre-tax dollars which also helps reduce your tax liability.

What’s the Difference Between a Savings Account and a Certificate of Deposit?

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Saving money is an important factor in reaching your financial goals. But what’s better—saving your money in a savings account or a certificate of deposit (CD)? While both have benefits, it usually comes down to how long you’re able to leave money in your account. Learn more about the differences between a savings account and a CD to find out what’s best for you.