Security & Fraud

Beware of Back-to-School Scams

school chalk board

As the store aisles fill up with pencils and crayons and the frantic back-to-school shopping season begins, scammers are ready to strike. Whether you’re a college student preparing for the fall semester, a high school student ready to make the most of the coming school year or the parent of a student of any age, beware of these trending back-to-school scams.

Beware of Child Tax Credit Scams

family cooking in the kitchen

The Child Tax Credit, a part of the American Rescue Plan Act of 2021 that takes effect in July, is already drawing the attention of scammers. The newly expanded Child Tax Credit (CTC) will provide monthly payments of up to $300 per child for approximately 40 million households across the country. Payments will be issued via direct deposit, paper check, or debit cards, providing plenty of opportunities for scammers to get in on the action. Here’s what you need to know about Child Tax Credit scams and how to avoid them.

Beware of the USPS Texting Scam

woman looking at cell phone

Your phone pings with an incoming text. You swipe it open to find a message from the United States Postal Service (USPS). They’re texting to let you know the scheduled delivery time for your package has been changed. Unfortunately, though, the message is not from the USPS and you’ve just been targeted by a scam. Here’s what you need to know about the latest USPS texting scam.

Beware of the Amazon Watch Raffle Scam

Beware of the Amazon Watch Raffle Scam

Everyone admires Amazon’s scope and efficiency. Scammers are no exception. Recently, they’ve been piggybacking on Amazon’s reach and good name to pull off a scam that’s already taken in thousands of innocent victims.

The scam, also known as the “fitness watch text” or the “Apple Watch raffle scam”, involves a congratulatory text message pop-up on consumers’ phones and the fraudulent promise of a big win. Here’s all you need to know about the Amazon watch raffle scam:

How to Know You’re Talking to a Tax Scammer

man talking on cell phone

It’s tax season, and scammers are working overtime to get your money. Tax scams are as varied as they are common, but when you know what to look for, you can beat fraudsters at their game and keep them from getting your money and your information.

If you hear or see any of the following 12 lines this tax season, you know you’re dealing with a scammer.

Second Wave of Stimulus Checks Brings More Scams

woman using cell phone

The second wave of stimulus checks started hitting checking accounts a few weeks ago, and the BBB and the FTC are already warning of related scams. According to the FTC, American taxpayers lost more than $211 million due to COVID-19 scams, with $20.9 million of that amount connected to the first round of stimulus checks. Don’t get scammed! Protect yourself by learning all about these scams so you know when you’re being targeted.

Beware of Debt-Collection Scams

man talking on cell phone

With the pandemic still wreaking havoc on the economy, many people are struggling to pay their monthly bills. Unfortunately, scammers are exploiting the financial downturn by tricking unsuspecting victims into paying for debts that don’t actually exist, or by using abusive tactics to collect legitimate debts. Don’t be the next victim of a debt-collection scam. Here’s all you need to know about these scams.