Financial Wellness Counseling

To ensure you have access to the financial support to move your goals and dreams forward, we created our Partners in Financial Health program. This comprehensive  program includes:

  • Loans to Build or Rebuild Your Credit
  • FREE Credit Counseling
  • FREE Online Educational Resources

Financial counseling is a vital part of our Partners in Financial Health program. We joined forces with GreenPath, Inc., a non-profit, financial wellness organization that provides support and education for everyone, regardless of where you are in your life. GreenPath has empowered people to lead financially healthy lives since 1961.

We can help young people, who are just starting out, by providing a road map for financial success. We can help graduating students with the best options for student loan repayments. 

We can help others eliminate financial stress, get out of debt and improve their financial well-being. For any financial challenge you may face, we can help.

A GreenPath credit counselor will work with you to review your financial situation and develop a personalized plan to meet your needs and circumstances. These services are available free to Partner Colorado members:

Debt Counseling - Free consumer credit and debt counseling from caring, certified experts, who will help ease your financial stress, address your financial concerns and develop a plan for living a healthy financial life. You will learn how to set up and manage a monthly budget and track where your money is going each month.

Debt Management -  Your GreenPath advisor will help you understand your debt management options, work with you to create a personalized plan to help you eliminate credit card debt, reduce finance charges and save money.

Housing Services - A certified housing expert will work with you to gain a better understanding of the home loan process from start to finish, including home buyer preparation assistance and guidance, reverse mortgage counseling and foreclosures prevention measures. Our experts also offer an understanding of local, state and federal programs available. There is a fee for reverse mortgage counseling. 

Student Loan Counseling - Explore flexible loan options, including the pros and cons of each available option, and ways to lower your student loan payments and improve your cash flow. Even if your student loan is currently in default or you are having problems with your loan server, we can help. There is a nominal fee for student loan counseling services. 

Credit Report Review - Gain a better understanding of your credit report and ways to improve your credit score. Lenders use your credit score to set your interest rate when you buy a car or house, which determines how much you will pay monthly and for the life of the loan. Your credit score also influences your credit card interest rate, the amount you pay for insurance and can even influence whether you are offered employment when you are seeking a new job. 

We will teach you how to manage your credit score and how to access your credit report for free from each of the credit bureaus. 

Financial Education - Become a better money manager with free eCourses, videos, webinars and other educational resources to help you understand, establish, manage and/or repair your credit. 

Bankruptcy Counseling and Education - Learn whether bankruptcy is the right option for your situation. GreenPath is approved by the U.S. Department of Justice to provide professional counseling required to file Chapter 7 or 13 bankruptcy. We are also approved to provide the education course necessary to discharge your debts.

Making Credit Work for You

    Ready to apply for your first loan or credit? Need to repair a poor credit profile? A Credit Builder Loan can put plans into motion, while allowing you to build a positive credit profile. The following three loan types, all of which require automatic payments, are currently offered through the Partners in Financial Health Program:

    It's Never Too Late to Improve Financial Wellness

    At Partner Colorado, we're committed to improving your financial well-being, while moving you ahead. Let's work together as Partners in Financial Health. To learn more, visit www.greenpath.com or call 877.337.3399. Be sure to let them know you're a Partner Colorado member!