Fall Insights Newsletter

Now you don’t need big money to earn a BIG rate of return! Our new Power Savings account lets you earn a big rate on a small balance. Until now, rates like this were only offered on high-yield CDs and money market accounts.

Even if you don’t have a lot of money to start, our Power Savings account makes any amount worth saving. There’s no minimum balance required to get started. Earn our power rate of 5.50% APY on balances from $1 to $1,000. Balances over $1,000 will earn the current tiered interest rates to keep your money growing.

Launch your savings journey with a Power Savings account, and as your balance grows, you can move your money into other high-yield savings accounts, like a CD or money market. We’re here to help you achieve your savings goals.

Get empowered to save! Learn more at PartnerColoradoCU.org, stop by any branch or call us today!

^{*APY = Annual Percentage Yield. Limit one Power Savings Account per member. The interest rate is applied to the average daily balance and is paid at tier rates on the balances within each tier. Dividends are compounded and credited monthly based on the average daily balance present in the Power Savings Account. Member eligibility is required. The APY for the Power Savings Account is current as of 09/16/24. Rates and terms are subject to change at any time without notice. Fees may reduce earnings on the account.}

Refer and Earn Up to $1,000!^*

You love banking here. Your friends and family will, too. With our NEW membership referral program, you can score $100 for everyone who joins Partner Colorado and opens a qualifying account or loan.* Plus, each person you refer will get the $100 bonus! Refer multiple people to earn even more!

What’s a qualifying account?
The person you refer simply needs to open one of the qualifying accounts listed below within 60 days of becoming a member and then you both will receive the $100 bonus!

• Checking account with $500 or more, or with Direct Deposit
• Certificate of Deposit (CD) with $500 or more
• Money Market account with $1,000 or more
• Auto loan purchase or refinance
• Home Equity Line of Credit (HELOC)
• Signature Loan (including our limited-time, reduced-rate offer)

Get started! Click here to start referring your friends and family by completing the referral form online.


^{*Partner Colorado's Friends and Family Referral program ("Program") is available only to parties who are 18 years or older. Only Partner Colorado members in good standing are eligible to participate in the Program as referring members. This offer may be modified or discontinued at any time at the discretion of Partner Colorado Credit Union. Limited time only. See full disclosures here.}

Instead of raiding your savings or racking up high-interest credit card bills this holiday season, we have a better idea. Grab an affordable Signature Loan at Partner Colorado. It’s a simple, stress-free option to keep costs low and your holiday spirits high.

• Borrow up to $30,000
• Choose a lump sum loan or open-ended line of credit
• Special introductory rate of 5.99% APR fixed for 12 months*
• Lock in a low payment with a 24- or 36-month term

Get the credit you need to cover all your holiday shopping, travel and dining expenses. Enjoy the peace of mind knowing your holiday expenses are taken care of with a rate lower than most credit cards.

Don't wait, apply for your Signature Loan online or call us.


^{*APR=Annual Percentage Rate. The introductory rate is 4.25% off regular signature loan rates (currently ranging from 10.24% APR-16.25% APR). Introductory loan rates range from 5.99% APR-12.00% APR. All applicants subject to credit and income verification. APR shown is for well-qualified borrowers. Final rate may vary based on creditworthiness. Valid between October 1, 2024 and December 31, 2024. Refinancing of present loans held by Partner Colorado is excluded from promotional offer.}

Time: 9:00 am – 12:00 pm
Where: Arvada Branch, 6221 Sheridan Blvd.

Get into the spirit of the holiday season. Bring your camera and take fun photos with Santa and our mascot, Big Buck! 

Have the kids bring their letters to Santa and mail them in our special mail boxes inside the branch.

Enjoy treats and a free holiday goodie bag.* For each letter mailed before December 22, 2024, we’ll donate $10 to the Ronald McDonald House of Aurora.

Open a new business checking account and receive $250!^*

Call us today at 303.422.6221 or schedule an appointment to see how we can take your business to the next level.

^{*One gift per child while supplies last.}

If you’re tired of your business being treated like just another customer at a big bank, it’s time to get a fresh start with Partner Colorado. Our dedication shines through in our friendly service and low- or no-cost financial solutions.

Get a $250 bonus when you open a new Business Checking account!

When you open a Business Checking account with us, you’ll see all the good things that can happen. Our Basic Business Checking account delivers everything you need and nothing you don’t.

• $250 bonus deposit¹
• No monthly fees
• No minimum balance
• A Visa^® debit card that earns rewards
• Cash management tools to help you stay organized

There’s no limit to how many rewards points you can accumulate in a year using your debit card.² Use your points for travel, merchandise, or cash back!

Learn more about our different business checking account options here.
 

Is your teen ready to start saving and score big? Our Teen Partners account, designed specifically for ages 13-17, offers saving and checking options to fit your teen’s lifestyle.¹

Here’s what a Teen Partners account can do:
• $20 deposit on us to open your teen’s savings account
• Mobile Banking App—your money goes where your teen goes
• Mobile Wallet for purchases on the go
• Teen CDs—Help your teen reach their goals faster

Your teen will also get a Visa debit card that earns rewards points on every purchase! Your teen’s debit card is protected from unauthorized purchases, plus you can set alerts and monitor spending with easy card management features.

Here’s Your Chance to Win an Xbox Series X2
For a limited time, when you open a new Teen Partners account, you’ll be entered for a chance to win the latest Xbox, Series X. Your teen will love it.

Open a new Teen Partners account today! Apply online, call us or visit any branch location.
 

^{1Must be a joint owner with parent, grandparent or responsible adult. Certain conditions and restrictions may apply. 2Odds of winning may vary. No purchase necessary to win. Click here for full sweepstakes disclosures.}

Here’s a simple way to make your car payment more affordable. Refinance your auto loan from another lender
with us, and you can lower your rate by up to 1.00%.¹ Plus, make no payments for 90 days. If your monthly auto loan payment is $700, that’s $2,100 in extra cash!

• Up to 1.00% OFF your current rate.
• Unlock a rate as low as 5.74% APR²
• Choose a term up to 84 months
• Cruise freely with NO payments for 90 days³

Step on it! Offer ends December 31, 2024.

Don't pass this chance to see your car payment fall. Apply for your auto loan online or at any branch or call us.

Each year, on International Credit Union Day, Partner Colorado looks forward to celebrating and thanking you, our valued memberowners, for being the backbone of our not-for-profit financial cooperative.

This year marks the 76th anniversary of International Credit Union Day, and the theme is “One World.” We invite you to celebrate with us by visiting any branch location on October 17 to enjoy treats and be entered for a chance to win one of many $50 gift cards.^*

Mark your calendar and join us!
 

^{*Odds of winning may vary. No purchase necessary to win.}

It’s time to start your kid’s savings engine! Open a new Lil’ Partners¹ account by December 20, 2024 and be entered for a chance to win an electric Radio Flyer Go Kart.²

A Lil’ Partners account makes it fun for kids 12 and under to save and learn all about money.

Here’s how we help you get started:

• First $20 deposit on us
• Free piggybank and coloring book
• Free toy with every deposit made inside our branches
• No fees or minimum balance required

Open a new Lil' Partners account online, visit any branch location or call us.
 

^{*Must be a joint owner with parent, grandparent or responsible adult. Certain conditions and restrictions may apply. 2Odds of winning may vary. No purchase necessary to win. Click here for full sweepstakes disclosures.}

The Nominating Committee is seeking qualified volunteers to provide guidance and leadership for Partner Colorado and our nearly 34,000 members. All members are encouraged to participate, either by voting or by running for one of the two available Board of Directors seats. The volunteer position requires attendance at monthly meetings held on the fourth Thursday of each month from 3:00 pm – 7:00 pm and a term of three years, in addition to training requirements and specific committee assignments.

Prior to the Annual Meeting, an election will be held by ballot for all contested positions. The ballot will be sent at least 25 days before the Annual Meeting scheduled in May 2025. 

Similarly, we are recruiting for volunteers for our Audit Committee; these positions require an application and are appointed by the Board of Directors, for one- to three-year terms, depending upon the appointment. The committee meets on the fourth Thursday at 2:30 PM.

If you’re interested in being nominated, contact Billie Easter at 303.422.6221, ext. 3264 or via email at [email protected]. All applications must be received before December 1, 2024. A list of nominees will be published for the membership in the next Insights Newsletter.

The Free Application for Federal Student Aid (FAFSA) is a government form that streamlines the financial aid process, which can help reduce your student loan burden. This workshop covers FAFSA basics and provides insight into the application process, how to complete the FAFSA online, federal requirements and receiving and maintaining federal financial aid.

There are two dates to choose from:
Tuesday, October 8 @ 11:30 am – 12:30 pm
Thursday, October 17 @ 6:30 pm – 7:30 pm

Presented by: Balance

Are you interested in better understanding credit reports, credit scores and how they work together? Our partners at GreenPath are here to help!

Date & Time: Wednesday, October 16 @ 12:00 pm – 1:00 pm

Presented by: GreenPath

Join us for an informative webinar where we’ll discuss the essentials of a will and trust. Learn how an estate plan can help protect your assets, ensure your wishes are honored and give peace of mind to your loved ones. Gain a better understanding of the differences between a will and trust and the benefits of both.

Date & Time: Thursday, October 24 @ 6:00 pm – 7:30 pm

Presented by: Legal Karma

Don’t let scammers steal your holiday spirit! Unwrap knowledge and tools needed to protect you and your loved ones from holiday scammers. Learn how to identify the red flags, how to utilize safe online shopping techniques and the steps to take if you do become a victim.

There are two dates to choose from:
Tuesday, November 12 @ 11:30 am – 12:30 pm
Thursday, November 21 @ 6:30 – 7:30 pm

Presented by: Balance

Stretching your budget is a necessary step to achieving your financial goals. Learn smart ways to save on the things that impact your finances most, such as food, health care, insurance and more. 

There are two dates to choose from:
Tuesday, December 10 @ 11:30 am – 12:30 pm
Thursday, December 19 @ 6:30 – 7:30 pm

Presented by: Balance