Loan Rates

Effective Date: 10/01/2022

Consumer Loans

Vehicle Loans

Type of Loan Best Rate APR Min/Max Term
Auto Loan Purchase

Repayment Example

5.24%

6.24%

0-75 Months

76-84 Months
Type of Loan Best Rate APR Min/Max Term
Auto Loan Refinance

Repayment Example

4.74%

5.74%

0-75 Months

76-84 Months
Type of Loan Best Rate APR Min/Max Term
First Time Buyer Auto

Repayment Example

13.00%

13.50%

14.00%

15.00%

36 Months

48 Months

60 Months

75 Months
Type of Loan Best Rate APR Min/Max Term
Motorcycles

Repayment Example

5.99%

6.49%

0-60 Months

61-72 Months
Motor Homes/RV's

Repayment Example

6.49%

7.24%

8.24%

9.24%

0-60 Months

61-120 Months

121-144 Months

145-180 Months
Non-Titled/Miscellaneous

Repayment Example

7.59%

8.09%

8.59%

0-60 Months

61-72 Months

73-84 Months

Signature Loans

Type of Loan Best Rate APR Min/Max Term
Signature Loan

Repayment Example

 9.99% 0-36 Months
Signature Line of Credit  13.74%
Variable		 Line of Credit
Tuition Reimbursement Loan

Repayment Example

 7.00% 0-90 Months

Credit Cards

Type of Loan Best Rate APR Min/Max Term
Credit Cards 11.99%
Variable		 Line of Credit
Secured Credit Cards
Min $1000.00 funds must be seasoned		 10.50%
Variable		 Line of Credit
Credit Builder—Secured Credit Card 11.50%
Variable		 Line of Credit

Savings Secured Loan/Line Of Credit

Type of Loan Best Rate APR Min/Max Term
Savings Secured Loan

Repayment Example

 3.00% Variable
above current Dividend Rate		 0-12 months     
Savings Secured Line of Credit 3.00% Variable
above current Dividend Rate		 Line of Credit
Credit Builder Savings Secured Loan

Repayment Example

 4.00% Variable
above current Dividend Rate		 0-12 months

Checking Overdraft Line Of Credit

Best Rate APR Min/Max Term
18.00% Fixed Line of Credit

Home Equity Line of Credit-Fixed Rate

Best Rate APR Min/Max Term
7.25% Fixed 5 Year Draw Period - 10 Year Repayment; up to 80% LTV
8.25% Fixed 5 Year Draw Period - 10 Year Repayment; up to 90% LTV

Home Equity Line of Credit-Variable Rate

Best Rate APR Min/Max Term
6.00% Variable 0-20 Years; 10 Year Draw Period - 10 Year Repayment; up to 80% LTV
7.00% Variable 0-20 Years; 10 Year Draw Period - 10 Year Repayment; up to 90% LTV

First Mortgage Rates

Click here to view current rates

 

Business Loans

Vehicle Loans

Type of Loan Best Rate APR Min/Max Term
"Regular" Auto/Trucks

Repayment Example

7.24%

8.24%

0-75 Months

76-84 Months

Credit Cards

Type of Loan Best Rate APR Min/Max Term
Business Credit Cards 10.99%
Variable		 Line of Credit

Signature Loans

Type of Loan Best Rate APR Min/Max Term
Signature Loan

Repayment Example

 7.99% 0-36 Months
Signature Line of Credit  9.49%
Variable		 Line of Credit

 

 

Loan Disclosures

APR Annual Percentage Rate
Prime Rate 5.50% Annual Percentage Rate (APR)
Credit Score Information A less favorable rate is based upon the information contained in your credit report. A free copy of your credit report may be obtained from Experian at 1-888-397-3742. Consumer address to purchase credit report: Experian/NCAC, 701 Experian Parkway, P.O. Box 2104, Allen, TX 75013-0919
Line of Credit A line of credit is a pre-established amount of credit extended to a borrower by a lender that the borrower can draw against as needed. Additional rules and guidelines may apply.
Credit Card Transaction Fees Cash Advance = Either $2.00 or 1.00% of transaction amount of each advance, whichever is greater.
Foreign Transaction = 1.00% of each foreign currency transaction in U.S. dollars.
Foreign Transaction = 0.80% of each U.S. dollar transaction that occurs in a foreign country.
Real Estate
First Mortgages: Your Credit Union offers a variety of first mortgages to fit your particular situation: See a Partner Colorado Credit Union representative for the most current rates.
  • Fixed rate options–30 year or 15 year
  • Adjustable rate options–3/1 or 5/1
  • Refinances or purchases
  • Low closing costs
Miscellaneous

All rates displayed are Annual Percentage Rate (APR). These are accurate and effective for the date indicated at the top of the page. All loans are subject to credit approval. If you have any questions or require current rate information on your accounts, please call the Credit Union at (303)422-6221 or (800)367-2474. Rates are subject to change until loans are closed.

If you choose to sign loan closing documents in person, instead of signing your loan documents using an electronic signature via DocuSign, your approved loan rate will increase by 0.25% APR. This rate increase applies to most vehicle loans, as well as all personal loans and credit cards.