Home Equity Line of Credit Special
6.24% APR, fixed for 12 months!1
Signature Loan Intro Rate Special
6.24% APR for 12 months!2
Effective Date: 11/01/2023
Consumer Loans
Vehicle Loans
| Type of Loan | Best Rate APR | Min/Max Term |
|---|---|---|
| Auto Loan Purchase |
7.25% 8.25% |
0-75 Months 76-84 Months |
| Type of Loan | Best Rate APR | Min/Max Term |
|---|---|---|
| Auto Loan Refinance |
6.25% 7.25% |
0-75 Months 76-84 Months |
| Type of Loan | Best Rate APR | Min/Max Term |
|---|---|---|
| First Time Buyer Auto |
13.01% 13.51% 14.01% 15.01% |
36 Months 48 Months 60 Months 75 Months |
| Type of Loan | Best Rate APR | Min/Max Term |
|---|---|---|
| Motorcycles |
7.74% 8.24% |
0-60 Months 61-72 Months |
| Motor Homes/RV's |
8.24% 8.99% 9.99% 10.99% |
0-60 Months 61-120 Months 121-144 Months 145-180 Months |
| Non-Titled/Miscellaneous |
8.74% 9.24% 9.74% |
0-60 Months 61-72 Months 73-84 Months |
Signature Loans
| Type of Loan | Best Rate APR | Min/Max Term |
|---|---|---|
| Signature Loan | 10.24% | 0-36 Months |
| Signature Line of Credit | 15.99% Variable |
Line of Credit |
| Tuition Reimbursement Loan | 7.25% | 0-90 Months |
Credit Cards
| Type of Loan | Best Rate APR | Min/Max Term |
|---|---|---|
| Credit Cards | 14.99% Variable |
Line of Credit |
| Secured Credit Cards Min $1000.00 funds must be seasoned |
13.50% Variable |
Line of Credit |
| Credit Builder—Secured Credit Card | 13.50% Variable |
Line of Credit |
Savings Secured Loan/Line Of Credit
| Type of Loan | Best Rate APR | Min/Max Term |
|---|---|---|
| Savings Secured Loan | 3.00% Variable above current Dividend Rate |
0-12 months |
| Savings Secured Line of Credit | 3.00% Variable above current Dividend Rate |
Line of Credit |
| Credit Builder Savings Secured Loan | 4.00% Variable above current Dividend Rate |
0-12 months |
Checking Overdraft Line Of Credit
| Best Rate APR | Min/Max Term |
|---|---|
| 18.00% Fixed | Line of Credit |
Home Equity Line of Credit-Fixed Rate
| Best Rate APR | Min/Max Term |
|---|---|
| 9.50% Fixed | 5 Year Draw Period - 10 Year Repayment; up to 75% LTV |
| 10.50% Fixed | 5 Year Draw Period - 10 Year Repayment; up to 85% LTV |
Home Equity Line of Credit-Variable Rate
| Best Rate APR | Min/Max Term |
|---|---|
| 9.00% Variable | 0-20 Years; 10 Year Draw Period - 10 Year Repayment; up to 75% LTV |
| 10.00% Variable | 0-20 Years; 10 Year Draw Period - 10 Year Repayment; up to 85% LTV |
First Mortgage Rates
| Click here to view current rates |
Business Loans
Vehicle Loans
| Type of Loan | Best Rate APR | Min/Max Term |
|---|---|---|
| "Regular" Auto/Trucks |
9.50% 10.50% |
0-75 Months 76-84 Months |
Credit Cards
| Type of Loan | Best Rate APR | Min/Max Term |
|---|---|---|
| Business Credit Cards | 15.49% Variable |
Line of Credit |
Signature Loans
| Type of Loan | Best Rate APR | Min/Max Term |
|---|---|---|
| Signature Loan | 8.24% | 0-36 Months |
| Signature Line of Credit | 12.49% Variable |
Line of Credit |
Loan Disclosures
| APR | Annual Percentage Rate |
| Prime Rate | 8.50% Annual Percentage Rate (APR) |
| Credit Score Information | A less favorable rate is based upon the information contained in your credit report. A free copy of your credit report may be obtained from Experian at 1-888-397-3742. Consumer address to purchase credit report: Experian/NCAC, 701 Experian Parkway, P.O. Box 2104, Allen, TX 75013-0919 |
| Line of Credit | A line of credit is a pre-established amount of credit extended to a borrower by a lender that the borrower can draw against as needed. Additional rules and guidelines may apply. |
| Credit Card Transaction Fees | Cash Advance = Either $2.00 or 1.00% of transaction amount of each advance, whichever is greater. Foreign Transaction = 1.00% of each foreign currency transaction in U.S. dollars. Foreign Transaction = 0.80% of each U.S. dollar transaction that occurs in a foreign country. |
| Real Estate |
First Mortgages: Your Credit Union offers a variety of first mortgages to fit your particular situation: See a Partner Colorado Credit Union representative for the most current rates.
|
| Miscellaneous |
All rates displayed are Annual Percentage Rate (APR). These are accurate and effective for the date indicated at the top of the page. All loans are subject to credit approval. If you have any questions or require current rate information on your accounts, please call the Credit Union at (303)422-6221 or (800)367-2474. Rates are subject to change until loans are closed. If you choose to sign loan closing documents in person, instead of signing your loan documents using an electronic signature via DocuSign, your approved loan rate will increase by 0.25% APR. This rate increase applies to most vehicle loans, as well as all personal loans and credit cards. |
112-month introductory rate is 3.26% Annual Percentage Rate (APR) lower than the current lowest available rate for a fixed-rate HELOC, currently 9.50% APR for 75% LTV. Highest fixed rate is 10.50% APR. Rates are valid as of 10/01/2023. The introductory rate begins on the date the loan is funded and will revert to the current fixed rate at the end of the 12-month introductory period. APR shown is for well-qualified borrowers. Final rate may vary based on creditworthiness. Certain conditions and restrictions may apply. No closing costs in most cases. An upfront appraisal fee of $450.00 may be required at your expense. Subject to credit approval and income verification. Colorado owner-occupied properties only. Minimum credit line and draw of $5,000.00 is required. Rates are based on CLTV (combined loan-to-value) ratio, loan amount and occupancy, so your rate may differ. Borrow against your available credit line for a period of 5 years, after which any existing balance must be paid in full within the following 10 years. Refinancing present loans held by Partner Colorado are excluded from promotional offer.
2APR=Annual Percentage Rate. The introductory rate is 4.00% APR off regular signature loan rates (currently ranging from 10.24% APR-16.25% APR). Introductory loan rates range from 6.24% APR-12.25% APR. All applicants subject to credit and income verification. APR shown is for well-qualified borrowers. Final rate may vary based on creditworthiness. Valid October 1-December 31, 2023.
