Loan Rates

Effective Date: 04/02/2020

Vehicle Loans
Type of Loan Best Rate APR Min/Max Term
Auto

Repayment Example

3.64%

4.39%

4.89%

0-60 Months

61-75 Months

76-84 Months

First Time Buyer Auto Loan
Certain Restrictions Apply. $15,000.00 Max Loan Amount.

Repayment Example

11.40%

11.90%

12.40%

13.40%

0-36 Months

37-48 Months

49-60 Months

61-75 Months
Credit Builder Auto Loan
Certain Restrictions Apply. $15,000.00 Max Loan Amount.

Repayment Example

12.40%

12.90%

13.40%

0-36 Months

37-48 Months

49-60 Months
Motorcycle, RV and Other Titled Loans
Type of Loan Best Rate APR Min/Max Term
Motorcycles

Repayment Example

4.64%

5.14%

0-60 Months

61-72 Months
Motor Homes/RV's

Repayment Example

4.64%

5.65%

6.65%

7.65%

0-60 Months

61-120 Months

121-144 Months

145-180 Months
Non-Titled/Miscellaneous

Repayment Example

6.00%

6.50%

7.00%

0-60 Months

61-72 Months

73-84 Months
Signature Loans
Type of Loan Best Rate APR Min/Max Term
Signature Loan

Repayment Example

 9.99% 0-36 Months
Signature Line of Credit  10.74%
Variable		 Line of Credit
Business Signature Line of Credit 8.74%
Variable		 Line of Credit
Tuition Reimbursement Loan

Repayment Example

 7.00% 0-90 Months
Credit Cards
Type of Loan Best Rate APR Min/Max Term
Credit Cards 9.74%
Variable		 Line of Credit
Secured Credit Cards
Min $1000.00 funds must be seasoned		 8.25%
Variable		 Line of Credit
Credit Builder—Secured Credit Card 9.25%
Variable		 Line of Credit
Business Credit Cards 11.74%
Variable		 Line of Credit
Savings Secured Loan/Line Of Credit
Type of Loan Best Rate APR Min/Max Term
Savings Secured Loan

Repayment Example

 3.00% Variable
above current Dividend Rate		 0-12 months     
Savings Secured Line of Credit 3.00% Variable
above current Dividend Rate		 Line of Credit
Credit Builder Savings Secured Loan

Repayment Example

 4.00% Variable
above current Dividend Rate		 0-12 months
Checking Overdraft Line Of Credit
Best Rate APR Min/Max Term
18.00% Fixed Line of Credit
Home Equity Line of Credit
Best Rate APR Min/Max Term
5.49% Fixed 5 Year Draw Period - 10 Year Repayment; up to 80% LTV
6.49% Fixed 5 Year Draw Period - 10 Year Repayment; up to 90% LTV
Home Equity Line of Credit
Best Rate APR Min/Max Term
4.24% Variable 0-20 Years; 10 Year Draw Period - 10 Year Repayment; up to 80% LTV
5.24% Variable 0-20 Years; 10 Year Draw Period - 10 Year Repayment; up to 90% LTV
First Mortgage Rates
Click here to view current rates
Loan Disclosures
APR Annual Percentage Rate
Prime Rate 3.25% Annual Percentage Rate (APR)
Credit Score Information A less favorable rate is based upon the information contained in your credit report. A free copy of your credit report may be obtained from Experian at 1-888-397-3742. Consumer address to purchase credit report: Experian/NCAC, 701 Experian Parkway, P.O. Box 2104, Allen, TX 75013-0919
Line of Credit A line of credit is a pre-established amount of credit extended to a borrower by a lender that the borrower can draw against as needed. Additional rules and guidelines may apply.
Credit Card Transaction Fees Cash Advance = Either $2.00 or 1.00% of transaction amount of each advance, whichever is greater.
Foreign Transaction = 1.00% of each foreign currency transaction in U.S. dollars.
Foreign Transaction = 0.80% of each U.S. dollar transaction that occurs in a foreign country.
Real Estate
First Mortgages: Your Credit Union offers a variety of first mortgages to fit your particular situation: See a Partner Colorado Credit Union representative for the most current rates.
  • Fixed rate options–30 year or 15 year
  • Adjustable rate options–3/1 or 5/1
  • Refinances or purchases
  • Low closing costs
Miscellaneous

All rates displayed are Annual Percentage Rate (APR). These are accurate and effective for the date indicated at the top of the page. All loans are subject to credit approval. If you have any questions or require current rate information on your accounts, please call the Credit Union at (303)422-6221 or (800)367-2474. Rates are subject to change until loans are closed.

If you choose to sign loan closing documents in person, instead of signing your loan documents using an electronic signature via DocuSign, your approved loan rate will increase by 0.25% APR. This rate increase applies to most vehicle loans, as well as all personal loans and credit cards.