How To Pay for Your Summer Vacation

family on a summer vacation

Vacations are important for your physical and mental wellbeing. But how are you going to afford the steep price tag on your dream getaway? Read on to learn how Partner Colorado Credit Union can help you fund your summer vacation. 

Vacation Savings Account 

It’s easier to save up for a specific goal when you separate the funds from all your other savings. When you open up a Savings Account at Partner Colorado with the sole purpose of using it to build funds for your summer vacation, you’ll always know exactly how much money you’ve saved up. Plus, your money will grow, helping you reach your goal sooner. If you’ve already started saving up for summer expenses in your regular savings account, move that money into a new summer savings account so your vacation funds are in one location. 

Home Equity Line of Credit

If you’re a homeowner, a Home Equity Line of Credit (HELOC) could be your ticket to funding your summer vacation. Home equity is the difference between how much you owe on your mortgage and how much your home is worth. A HELOC allows you to tap into the equity of your home for expenses you choose like home renovations, a vacation, college expenses or emergencies. You can access your money whenever you need it. Learn more about our No Closing Cost HELOC and calculate how much equity you have in your home with our Equity Calculator.

Personal Loan

If you’re not a homeowner, a personal loan might be the way to go. You’ll get the funds you need for your getaway, and typically end up paying less in interest compared to using a credit card. Our Everything Loan gives you $1,200 to use for “everything” you need and you can pay it off in 12 easy payments.


If you need a little extra spending money for your vacation, check with your credit union to see if you can skip a loan payment. For a small fee, Partner Colorado allows you to skip one loan payment a year during the month of your choice. If you need some extra breathing room this time of year, Skip-a-Payment can be a great way to help you cover the costs of your summer getaway.  

Get your vacation plans off the ground by talking with us. We can help you determine the best way to turn your dream vacation into a reality.