How a Checking and Savings Account Benefits Young Adults

Young adults hanging out in a group

Financial freedom is a goal most young adults have when starting out on their own. A checking and savings account are the first basic steps in reaching financial independence.

We believe helping young adults get ahead financially early on will lead them to have a successful financial future. That’s why we created our Reward YA! (Young Adult) Account. Reward YA! is designed for the on-the-go lifestyle of young adults, ages 18-26. Learn more about our Reward YA! account and the benefits that come with it.

Checking Account Benefits
A checking account is a great way to develop money management skills. It teaches you to budget responsibly and live within your means.

Most checking accounts come with a debit card, which is a convenient way to pay for things. When you use a debit card, the money is deducted from your checking account.

Our Reward YA! Checking Account  gives you the opportunity to earn rewards points every time you use your debit card. You can redeem the rewards points for airline tickets, hotel stays, cash back, merchandise and more. Plus, you have access to thousands of surcharge-free ATMs and branches nationwide.

When making purchases with your debit card, it’s important to ensure you have enough money in your checking account before you make a purchase. If you’re ever worried about coming up short, you may want to look into getting an overdraft line of credit. Our Reward YA! Overdraft Line of Credit lets you advance money into your checking account anytime you need it and prevent returned payments and fees associated with them.

Savings Account Benefits
Saving money is one of the best financial habits you can create. Start saving now so you’re prepared for those big future purchases, like buying your first car or home.

Our Reward YA! Savings Account lets you plan for your future. One easy way of making saving automatic is opting in to our Round Up feature. Every debit card transaction is rounded up to the nearest dollar and transferred into your savings account. You can also set up monthly automatic transfers from your checking to your savings account for any amount you choose.

We Go Where You Go
As a young adult, we know you’re always on the go. With our Mobile Banking, you’ll enjoy nearly all of our branch services via your smart phone or tablet. You can check balances, transfer funds, pay bills, apply for loans and use Remote Check Deposit to make deposits quickly all from your mobile device.

It’s never been easier for young adults to set up a checking and savings account and kick start a successful financial future! Open a Reward YA! Account online or stop by any branch to get started.