Non-Citizen Account

No Social Security Number Needed to Open Your Account

Convenient 

Access to your money any time with free nationwide ATMs.

Peace of Mind

Plan for tomorrow with a trusted partner by your side.

Do it on-the-go

Anytime, anywhere account access with Online and Mobile Banking.

Not a U.S. Citizen? Not a Problem

At Partner Colorado Credit Union, we believe financial access should be safe, simple, and available to everyone. That’s why we created the Non-Citizen Account — a welcoming solution designed to help you open a savings and checking account with confidence.

More than just a checking account, the Non-Citizen Account offers convenience, flexibility, and peace of mind. It’s one more way we help individuals and families across Colorado build stronger financial futures with a trusted partner by their side.

Take the First Step to Financial Access and Opportunity

You do not need a Social Security Number or an Individual Taxpayer Identification Number (ITIN) to open a Non-Citizen Account. This free checking account is designed to give you convenient access to your money and everyday banking tools. With your Non-Citizen Account, you can:
 
  • Deposit or withdraw money at any Partner Colorado branch
  • Access thousands of fee-free CO-OP Network ATMs
  • Use shared branch locations nationwide
  • Make everyday purchases with your debit card, plus earn rewards

What You’ll Need to Open Your Account

To open a Non-Citizen Account, you must first become a member of Partner Colorado by opening a savings account with a $5 deposit. You will also need the following:

1.  Proof of Colorado Residency
A document showing your name and current physical address, such as:
  • Colorado Driver’s License
  • Colorado State ID Card
  • Unexpired foreign passport
  • Utility bill
  • Vehicle registration
  • Insurance card
  • Pay stub with employer verification
  • Credit card or loan statement
  • Phone bill

2. A Form of Identification, including one of the following:
  • Matricula Consular Card
  • Permanent Resident Card (Green Card)
  • Employment Authorization Card

3. IRS Tax Form W-8BEN
Additional information about obtaining the W-8BEN form is available at www.IRS.gov.

Open Your Account Today

A better banking experience starts here. Visit your nearest Partner Colorado branch or call our Contact Center at 303-422-6221 to open your Non-Citizen Account. Or, fill out this quick form and request a call back from a Partner Colorado representative.

Online Bill Pay

Managing and paying your bills is more efficient when you move the process online.

  • Instant payments
  • Set it up on your time
  • Better organization

Direct Deposit

Fast-track your paycheck into your Partner Colorado account.

  • Get your money up to two days earlier.
  • Add security to the process.
  • Let us do the lifting.

Resources to move you ahead.

Resources to move you ahead.
Benefits of Having A Checking Account

Learn about Checking Account perks.

Learn More: Benefits of Having A Checking Account
How To Create A Budget

Learn how to make your money last.

Learn More: How To Create A Budget
Balance Your Checkbook

Balance your checkbook with our help.

Learn More: Balance Your Checkbook
Mobile Banking

Manage your finances on the go.

Learn More: Mobile Banking