It all starts here

Start Saving Now

Any amount is worth saving

Unlock Greater Returns

Earn higher interest rates on smaller balances

Upgrade Your Savings Strategy

Turn your savings into significant earnings.

Our Best Savings Account Option

Supercharge your savings with our NEW Power Savings Account (sometimes referred to as a reverse-tiered savings account). Earn our highest rate of return on your first $1,000. This account is great for the beginner saver, with no minimum balance required.

Round Up

Automatically save while you're out making everyday purchases. When you use your Partner Colorado debit card that's attached to your checking account, your total purchase is rounded up to the nearest dollar and the spare change is placed automatically into your Power Savings account.

For example, a debit card charge of $5.84 is rounded up to $6.00 and the difference of $0.16 is deposited to your savings account.

Current Rates
Effective Date: October 1, 2024
Minimum Balance to Earn Interest Annual Percentage Yield
$0-$10005.50%
$1,001-$2,5001.50%
$2,501-$10,0000.50%
$10,001+0.05%

Understand Your Options

With numerous savings account options available, it's important to understand how they differ. The main distinction among savings accounts lies in their structure, which can significantly affect your earnings over time.

Standard savings: A conventional savings account provides a consistent interest rate, regardless of your balance. For instance, Partner Colorado’s Primary Savings offers a 0.05% APY no matter how much you save. It’s a dependable place to keep and grow your funds.

Tiered-rate savings: High-yield savings accounts often feature tiered rates that reward larger balances with higher interest rates. For example, a Partner Colorado money market account begins with a 0.75% APY and increases to 1.75% APY for balances over $100,000. Tiered-rate accounts are ideal if you already have a substantial amount saved.

Reverse-tiered savings: A reverse-tiered savings account provides higher rates on lower balances, with decreasing rates on higher balances. For instance, Partner Colorado’s Power Savings account offers 5.50% APY on the first $1,000 and 1.50% APY on the next $1,499. This type of account is great for jump-starting your savings journey.

As your savings grow, it might be beneficial to move some of your funds into a different high-yield account, like a money market or high-interest checking account, to earn more interest on larger balances. Regardless of your financial status, maintaining $1,000 in your Power Savings account will help you maximize your earnings.

Direct Deposit

Fast-track your paycheck into your Partner Colorado account.

  • Get your money up to two days earlier.
  • Add security to the process.
  • Let us do the lifting.

Online Banking

Take control of your personal finances through Online Banking.

  • Real-time information
  • Transfer money easily
  • Track what's important to you

Resources to move you ahead.

Resources to move you ahead.
How To Save Money To Buy A Car

Learn how to get your dream car faster.

Learn More: How To Save Money To Buy A Car
The Impact Of Saving More

Understand why saving money is a good idea.

Learn More: The Impact Of Saving More
Save For A Rainy Day

Make sure you have funds for your next adventure.

Learn More: Save For A Rainy Day
Mobile Banking

Manage your finances on the go.

Learn More: Mobile Banking
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APY = Annual Percentage Yield. Limit one Power Savings Account per member. The interest rate is applied to the average daily balance and is paid at tier rates on the balances within each tier. Dividends are compounded and credited monthly based on the average daily balance present in the Power Savings Account. Member eligibility is required. The APY for the Power Savings Account is current as of 09/16/24. Rates and terms are subject to change at any time without notice. Fees may reduce earnings on the account.