Auto Loan Rates

Finance your next vehicle with an affordable loan from Partner Colorado Credit Union. 

Good rates come standard with us

Whether you're buying a new or used car, truck, SUV or van, we'll provide the financing you need while keeping you on the right path. And if you're looking to save money by refinancing your existing auto loan from another lender, we can help with that, too. 

Auto Loan Purchase
Effective Date: February 1, 2024
Best Rate APR Min/Max Term
7.25%0-75 Months
8.25%76-84 Months

Auto Loan Purchase Payment Example
Loan of $25,000 for five years at 7.25% APR will have a monthly payment of $498.02. 

Auto Loan Refinance
Effective Date: February 1, 2024
Best Rate APR Min/Max Term
6.25%0-75 Months
7.25%76-84 Months

Auto Loan Refinance Payment Example
Loan of $25,000 for five years at 6.25% APR will have a monthly payment of $486.26. 

First Time Auto Buyer Loan
Effective Date: February 1, 2024
Best Rate APR Min/Max Term
13.01%36 Months
13.51%48 Months
14.01%60 Months
15.01%75 Months

Auto Loan First Time Buyer Payment Example
Loan of $25,000 for five years at 13.01% APR will have a monthly payment of $569.02. 

Motorcycle Loans
Effective Date: February 1, 2024
Best Rate APR Min/Max Term
7.74%0-60 Months
8.24%61-72 Months

Motorcycle Loan Payment Example
Loan of $20,000 for five years at 7.74% APR will have a monthly payment of $403.08.

Motor Homes/RV Loans
Effective Date: February 22, 2024
Best Rate APR Min/Max Term
18.00%0-60 Months
18.00%61-120 Months
18.00%121-144 Months
18.00%145-180 Months

Motor Home Loan Payment Example
Loan of $40,000 for five years at 18.00% APR will have a monthly payment of $1,015.61.

Non-Titled/Miscellaneous Loans
Effective Date: February 1, 2024
Best Rate APR Min/Max Term
8.74%0-60 Months
9.24%61-72 Months
9.74%73-84 Months

Non-Titled/Miscellaneous Loan Payment Example
Loan of $20,000 for five years at 8.74% APR will have a monthly payment of $412.69.

Resources to move you ahead.

Resources to move you ahead.
Difference Between Signature Line of Credit & Credit Card

Helping you understand your options.

Learn More: Difference Between Signature Line of Credit & Credit Card
What Affects Your Interest Rate

Understand how interest rates work.

Learn More: What Affects Your Interest Rate
Calculate A Loan Payment

See how much you could pay monthly. 

Learn More: Calculate A Loan Payment
Online Bill Pay

Pay your loans on time and avoid fees.

Learn More: Online Bill Pay
*

APR: Annual Percentage Rate

Prime Rate: 8.50% Annual Percentage Rate (APR)

Credit Score Information: A less favorable rate is  based upon the information contained in your credit report. A free copy of your credit report may be obtained from Experian at 1-888-397-3742. Consumer address to purchase credit report: Experian/NCAC, 701 Experian Parkway, P.O. Box 2104, Allen, TX 75013-0919

Line of Credit: A line of credit is a pre-established amount of credit extended to a borrower by a lender that the borrower can draw against as needed. Additional rules and guidelines may apply.

Credit Card Transaction Fees: Foreign Transaction = 1.00% of each foreign currency transaction in U.S. dollars. Foreign Transaction= 0.80% of each U.S. dollar transaction that occurs in a foreign country.

Real Estate: First Mortgages: Your Credit Union offers a variety of first mortgages to fit your particular situation: See a Partner Colorado Credit Union representative for the most current rates.

-Fixed rate options- 30 year or 15 year

- Adjustable rate options- 3/1 or 5/1

- Refinances or purchases

- Low closing costs

Miscellaneous: 

All rates displayed are Annual Percentage Rate (APR). These are accurate and effective for the date indicated at the top of the page. All loans are subject to credit approval. If you have any questions or require current rate information on your accounts, please call the Credit Union at (303)422-6221 or (800)367-2474. Rates are subject to change until loans are closed.

If you choose to sign loan closing documents in person, instead of signing your loan documents using an electronic signature via DocuSign, your approved loan rate will increase by 0.25% APR. This rate increase applies to most vehicle loans, as well as all personal loans and credit cards.