Direct Interest Checking

A checking account designed to fit your lifestyle.

Money management for the upwardly mobile

Do it on-the-go

Anytime, anywhere account access with Online and Mobile Banking.

Manage money on your terms

Deposit checks using your phone, use mobile card controls to monitor activity and pay using your mobile wallet.

Get paid quicker

Set up direct deposit for your paychecks.

Unlimited access

That's for fee-free CO-OP ATMs and Shared Branches of other credit unions.

A rewarding experience

Free Visa debit card lets you rack up rewards points redeemable for things you love.*

You set the pace. This account can keep up.

With Direct Interest Checking, you earn interest just for doing what you already do: managing your money with ease. Whether you're paying bills, making purchases, or simply keeping a balance, this account is designed to grow with you. No need to change your routine—just enjoy a smarter checking option that fits your lifestyle and helps your money go further.

Courtesy Pay

When your checking balance runs low, we may be able to help you.

  • Our standard procedure
  • Opt in for extra protection
  • Yes, there's a charge

Ascent Overdraft Line of Credit

When an oversight leads to an overdraft, this coverage kicks in.

  • Financial safety net
  • Coverage up to $300
  • Fixed interest rate

Resources to move you ahead.

Resources to move you ahead.
Benefits of Having A Checking Account

Learn about Checking Account perks.

Learn More: Benefits of Having A Checking Account
How To Create A Budget

Learn how to make your money last.

Learn More: How To Create A Budget
Balance Your Checkbook

Balance your checkbook with our help.

Learn More: Balance Your Checkbook
Mobile Banking

Manage your finances on the go.

Learn More: Mobile Banking
*

Rewards Points provided by ScoreCard® Bonus Point Program. Account holders earn one point for every three qualified dollars in net purchases using signature-based debit card transactions and for every five qualified dollars in net purchases using PIN-based debit card transactions. There is no limit to the number of points an account can earn in one year. Points expire within 36 months.

**
Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $25. Ask us for details. Credit union rules and regulations apply. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Partner Colorado Credit Union employees and their immediate families are not eligible to win. Winner of the prize may be issued a 1099-INT or 1099-MISC.