Premium Interest Checking

More than a checking account - an account for those interested in higher interest!.

Impressive Returns

Your checking balance can earn interest well above typical savings account rates.

Total money management

The essentials are all here, too - including Online Banking, our Mobile Banking App, a free Visa® debit card and nationwide ATM access.

A rewards program, too

Earn reward points every time you use your debit card. There's no limit to how many points you can accumulate in a year.*

Our Premium Interest Checking works harder for you

We wanted to create an account that is made for members who have higher balances in their checking. If you know your account balance is always more than $1,500, then this account is for you. 

  • Free box of checks per year
  • Free gifts for referring others
  • Chance to win a prize
  • Online Banking 
  • Mobile Banking with mobile check deposit
  • Bill Pay Services
  • Instant issue debit card with rewards
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $7 monthly charge if minimum balance falls below $1,500

Overdraft Line of Credit

When an oversight leads to an overdraft, this coverage kicks in.

  • Financial safety net
  • Coverage up to $25,000
  • Fixed interest rate

Courtesy Pay

When your checking balance runs low, we may be able to help you.

  • Our standard procedure
  • Opt in for extra protection
  • Yes, there's a charge

Resources to move you ahead.

Resources to move you ahead.
Benefits of Having A Checking Account

Learn about Checking Account perks.

Learn More: Benefits of Having A Checking Account
How To Create A Budget

Learn how to make your money last.

Learn More: How To Create A Budget
Balance Your Checkbook

Balance your checkbook with our help.

Learn More: Balance Your Checkbook
Mobile Banking

Manage your finances on the go.

Learn More: Mobile Banking
*

Rewards Points provided by ScoreCard® Bonus Point Program. Account holders earn one point for every three qualified dollars in net purchases using signature-based debit card transactions and for every five qualified dollars in net purchases using PIN-based debit card transactions. There is no limit to the number of points an account can earn in one year. Points expire within 36 months.

**
Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $25. Ask us for details. Credit union rules and regulations apply. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Partner Colorado Credit Union employees and their immediate families are not eligible to win. Winner of the prize may be issued a 1099-INT or 1099-MISC.