Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your summer getaway. Before you head out, read through this checklist of important things people tend to forget before leaving for vacation.
Let us know about your plans
Give us a call before you set off on vacay. Let us know your vacation destination so we know to honor any card transactions you make while in another state. If you’re traveling overseas, ask us about foreign transaction fees and best practices of using cash and debit or credit cards. We’ll help you make the best decisions for managing your money while you’re away.
Pull the plug on all small appliances and electronics before you leave to prevent energy usage while you’re away.
Check your auto insurance plan for coverage
If you plan on renting a car, check with your auto insurance provider to find out if rental cars are covered in your policy.
Pay all your bills
Before heading out, make sure all of your monthly bills are paid up. You don’t want to be busy paying bills during your vacay or risk getting late fees. You can schedule automatic and recurring payments with Mobile Bill Pay to avoid missing any payments no matter where you are.
Automate your email
Set up an automatic email response letting people know you’re out of the office to avoid appearing unprofessional.
Shut off your main water supply
Avoid coming home to a flood by turning off your water supply before leaving on your vacay. A small, unnoticed leak can easily turn into a huge problem when left unattended for days or weeks on end.
Put your mail on hold
An overflowing mailbox is an open invitation to thieves. If you’ll be gone for more than a few days, ask the USPS to put a hold on your mail. They’ll happily keep your mail at the post office until your return, at no cost to you. Alternatively, ask a neighbor to collect your mail and hold it until you return.
Adjust your thermostats
If you have the AC blasting throughout the summer, remember to adjust your thermostat before leaving. Turning it off completely is unwise, as you’ll want some air to circulate to keep humidity under control and to avoid mold growth. Also, set your hot water heater to its vacation setting so it’s heating the same water less often.
Set a timer
Keep the prowlers out by setting your lights to go on and off in different rooms and at different times of the day throughout your vacation.
Contact your mobile service provider
If you’re travelling abroad, check with your cellphone company about possible overseas service plans that allow you to use your smartphone for calls, texts and internet access when on vacation.
Clean your home
Before your departure, give your house a thorough cleaning so you’ll be greeted by a spotless, clean-smelling house upon your return. You’ll also help avoid an invasion by ants or other critters.
Confirm your reservations
It’s a good idea to confirm your flight, hotel room, car rental and attractions before setting out on your trip.
Marking everything off this pre-vacation checklist will help ensure a safe and successful trip. If you need help funding your summer vacation, consider a Home Equity Line of Credit (HELOC). With no closing costs, our HELOC offers a smart and easy way to pay for the vacation of your dreams.