High-Interest Checking

A no-minimum balance checking account that pays interest? You bet. Simply open or convert your account and start earning up to 1.75% APY1. The value doesn’t stop there. High-Interest Checking members also receive the additional benefits of having a checking account with Partner Colorado.

Put your money to work with some of today's highest dividends.

  1. Complete twenty (20) signature-based debit card transactions, $5 minimum per transaction during the month.
  2. Sign up to receive eStatements with a valid e-mail address.
  3. Use Online or Mobile Banking.

Benefits of High-Interest Checking

  • No minimum balance required
  • Unlimited ATM² and Shared Branching transactions
  • No fee when using your PIN for purchases
  • Identity Theft Recovery Services³
  • Free online statements
  • Free Mobile Banking
  • Free Remote Check Deposit (available on Mobile Banking App)
  • PLUS earn up to 1.75% APY1 on your account!

Open your account today and start earning interest. This is a tiered rate account – see our rate sheet for current rates and tiers.

Check out our blog to learn more about the earning potential of High-Interest Checking.

Open an account online or stop by any branch location


APY = Annual Percentage Yield

¹1.75% APY displayed is paid on average daily balances up to $10,000.00, 0.50% APY between $10,001.00-$25,000.00 and 0.10% APY on remaining balance and/or non-qualifying accounts. To qualify for High Interest Checking member must meet the following three (3) requirements: (1) Complete twenty (20) signature based debit card transactions ($5 minimum per transaction) during the month; (2) Utilize eStatements and (3) Use Online or Mobile Banking with a valid e-mail address.  Non-qualifying High Interest Checking accounts will be assessed a monthly fee, see fee schedule for applicable fees. Rate is valid as of 05/01/20, rates are subject to change without notice.
²Members are responsible for any surcharge fee that applies from other financial institutions' ATMs.
³Monthly fee will go up $1.95 if Identity Theft Recovery Services is added to the account.